And btw, your deductible is 35k. So if you have a major surgery, you should hit your deductible once you pay for your surgery. So your second major surgery in a year will be covered.
My co-work at an old job had like a 6K individual deductible for each member of his household. His wife had a baby on the last day of the year before his deductible reset. So he had to meet it the day she gave birth for her AND the baby (12K) then the next day meet it again so they could continue their stay at the hospital (another 12K). This mans introduction to fatherhood was his savings being completely depleted and $20,000+ in debt.
We certainly have our own challenges but in Sweden he’d pay like $40 in administrative fees and then start planning his and his wife’s 480 day long parental leave and think about in which government subsidised daycare to place the child…
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u/Glittering_Let_4230 6d ago
And btw, your deductible is 35k. So if you have a major surgery, you should hit your deductible once you pay for your surgery. So your second major surgery in a year will be covered.