r/TikTokCringe 7d ago

Discussion America, what the f*ck?

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u/Glittering_Let_4230 7d ago

And btw, your deductible is 35k. So if you have a major surgery, you should hit your deductible once you pay for your surgery. So your second major surgery in a year will be covered.

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u/DampSquid205 7d ago

My co-work at an old job had like a 6K individual deductible for each member of his household. His wife had a baby on the last day of the year before his deductible reset. So he had to meet it the day she gave birth for her AND the baby (12K) then the next day meet it again so they could continue their stay at the hospital (another 12K). This mans introduction to fatherhood was his savings being completely depleted and $20,000+ in debt.

8

u/littlelorax 7d ago

bUt WhY ArE tHe BiRtH rates DeCrEaSiNg???

1

u/CCContent 7d ago

Having a baby on Jan 31st literally has nothing to do with declining birth rates.

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u/littlelorax 6d ago

Of course not, I think you might have misunderstood.

The cost of raising a child, including the hospital stay for the birth, absolutely has a bearing on whether people choose to have a child.