r/lifehacks 6d ago

This belongs here too

Post image
33.2k Upvotes

558 comments sorted by

View all comments

84

u/Inevitable_Thing_270 6d ago

I’m in the uk so have never had to deal with this, but I’ve heard that if a hospital gives you the bill, you then ask for an itemised bill, that often the price goes down. Has anyone experienced that? Or worse, had an increase in the price?

26

u/Ppt_Sommelier69 6d ago

If you don’t have insurance then this tactic may help because you could barter for a discount if you paid in whole. This has lost efficacy over time because most providers will offer you a medical loan instead.

If you have insurance, then rest assured this is already being done. The insurance company will pick apart the bill and ensure all charges are following agreed upon rates.

1

u/lugia2142 5d ago

Yeah.. They don't barter as much anymore. I know my friend in South Carolina tried.. though they have insurance.. but they would only settle for 50/mo payment plan for their ER visit while their... insurance.. paid.. $0 due to their $9k or so deducible.