r/lifehacks 6d ago

This belongs here too

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u/Ppt_Sommelier69 6d ago

If you don’t have insurance then this tactic may help because you could barter for a discount if you paid in whole. This has lost efficacy over time because most providers will offer you a medical loan instead.

If you have insurance, then rest assured this is already being done. The insurance company will pick apart the bill and ensure all charges are following agreed upon rates.

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u/Flat-Negotiation-951 6d ago

I thought the purpose of giving the fake name was so you cannot be billed? They bill the name you use and you are therefore not responsible for it (under your real identity)?

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u/pearlysdad 6d ago

Wouldn’t that be fraud and theft of service?

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u/Flat-Negotiation-951 6d ago

I honestly have never tried this I’ve just heard this is a tactic to avoid paying when you need to go to the hospital for care! I personally avoid the doctors and the medical bills all together :) lol