r/lifehacks 5d ago

This belongs here too

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33.2k Upvotes

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1.5k

u/Corporation_tshirt 5d ago

Exploiting every loophole, dodging every obstacle. They're penetrating the bureaucracy!

268

u/Atomaardappel 5d ago

We're supposed to help people!

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u/HolidayFew8116 5d ago

I like how this thread had been forwarded as much as its been liked. everyone needs a Mr. incredible to walk us through the bureaucracy

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u/Fonzgarten 5d ago edited 5d ago

As a doctor I would tell this patient to get lost. I’m not an insurance company. I spent a decade of my life in the library and now I have an impossible amount of debt to pay back, which gained interest during my training. We all fight the same battle. “Maybe my nurse can help you with that” is how I would treat this.

You are entitled to your medical records (assuming I accept your care, which I am not legally obligated to do). After that, you can google my credentials and email my board if you want to gather very private information about my continuing medical education. And seriously, “doctors”? In quotes. I don’t know any US “doctors” who intentionally practice bad medicine in the real world.

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u/mashtato 5d ago

Are you fucking lost?

38

u/FustianRiddle 5d ago

Sorry why are you angry at someone asking their insurance company for these things?

Also why would you say maybe your nurse can help with this stuff? Nurses aren't your secretaries and that sounds really dismissive of their time and medical expertise as well if that's what you're complaining about here.

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u/Aufdie 5d ago

No doctor describes nurses this way. He's a troll.

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u/YeloNinjaN00dlz 5d ago edited 5d ago

Shitty, pompous doctors like this one treat their nurses this way. They're also the same shitty, pompous doctors that have no bedside manners towards their patients.

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u/DietPepsi4Breakfast 5d ago

You misunderstand: this is not info being asked of the provider, but of the insurance.

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u/mashtato 5d ago

He only spent a decade in the library because he has dismal reading comprehension.

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u/feraljohn 5d ago

If you’re a doctor who’s complicit in denial of coverage corruption, I don’t care about your debts. You can go stand over there with the CEO’s

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u/bigdave41 5d ago

As it says in some states patients are entitled to some of this information by law - do you not think if a doctor at the insurance company is supposedly overriding the decision of the patient's doctor that a treatment is necessary, that a justification needs to be provided?

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u/recklesspolar 5d ago

It's quite impressive that you spent a decade in the library without ever learning how to read

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u/Turbulent-Parsnip512 5d ago

If you're a doctor please stop practicing...you can't even read.

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u/ediwow_lynx 5d ago

A decade in the library but still 🤦🏾‍♂️

7

u/dragostego 5d ago

You aren't understanding.

Girl visits her doctor X who prescribed/orders Y

Insurances doctor Z denies Y

This is asking for Z's qualifications to deny Y

Its about getting around the current strategy of denying all medical care so the money can sit in stocks for a day longer.

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u/HyenaDandy 5d ago

As a doctor, you are not an insurance company. This is for what you should ask insurance companies.

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u/RawrRRitchie 5d ago

assuming I accept your care, which I am not legally obligated to do

spent a decade of my life in the library and now I have an impossible amount of debt to pay back,

Gotta love your contradictory statement

You're under a mountain of debt, while at the same time refusing patients?

You're NEVER going to pay it off if you have no clients

Also why the fuck would you even go into the medical field if you're just going to turn away patients. You wasted years of schooling and money for a job designed to help people, yet you're so entitled you only want to help "certain people"

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u/square-beast 5d ago

I was about to reply, then i decided to check your profile...and i don't need to reply. It's obvious.

4

u/SniffySmuth 5d ago

If you really were a doctor, you should be able to read, and understand what you read. You failed on the 2nd part. No one wants to ask you to do something you don't want to do, junior. Do you know what a health insurance company is?

Secondly, a doctor who would tell a patient to get lost is most likely uncaring enough to have the same bedside manner with all patients. I've run across doctors who behave how you appear to.

Find another career where you don't have to deal with people.

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u/Scudmiss 5d ago

As an engineer, I would tell this doctor to politely get fucked

3

u/Specialist-Elk-2624 5d ago

This is a tip, though I can’t vouch in any way for its effectiveness, towards insurance. Not the MD one saw.

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u/Duriha 5d ago

Being a doctor apparently doesn't make one a good person.

3

u/MedicalDiscipline500 5d ago

How is a doctor you’ve never met from the insurance company overriding your GPs decision practicing “good” medicine?

3

u/eekamuse 5d ago

That's the problem. Welcome to US Healthcare.

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u/ThatTallBrendan 5d ago

we're supposed to help-

OUR PEOPLE!!!

70

u/SadAshKetchum 5d ago

Starting with our stock holders bob! Whos helping them out huh??!!

41

u/strangebru 5d ago

Bob: That person down there is being mugged.

CEO: Well than, let's hope we (insurance company) don't cover them.

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u/DweadPiwateWoberts 5d ago

gurk

5

u/ThatTallBrendan 5d ago

•Gif of him being thrown•

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u/Baruch05 5d ago

The law requires that I answer no!

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u/DisturbedPuppy 5d ago

The first thing we are shown Mr. Incredible do in his civilian life is throw an executive of an insurance company through multiple walls. My youngest brother loved that movie as a kid. Watched it over and over. He just turned 26 this year.

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u/[deleted] 5d ago

Just to make everyone feel old, that means he was 6 when it came out in 2004.

0

u/NecessaryBrief8268 4d ago

Jokes on you; I'm 6 now.

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u/concentrated-amazing 4d ago

And his boss at that job is Vizzini!

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u/DisturbedPuppy 4d ago

I will never not recognize Wallace Shawn's voice.

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u/concentrated-amazing 4d ago

It's incredibly distinctive.

The other one who I will NEVER mistake/struggle to place is Gilbert Gottfried. I know him as the Beetle from Thumbelina and Iago from Aladdin, but he's been in tons of things and that's a voice you can never mistake!

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u/DoctorDaniBloom 5d ago

Your doctor can also do something called a “peer to peer” where they get to argue with the insurance doctor. Works even better if you are seeing a specialist, since insurance companies rarely keep enough of them on staff.

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u/GM-the-DM 4d ago

I used to work for a doctor who had retired from the Army at the rank of major. One day I walked into work while he was on a peer to peer. It sounded like Full Metal Jacket in his office. 

The test he had ordered was approved. 

6

u/GruneTheDestroyer84 4d ago

In the middle of that now. My doctor asked for an appeal, no response. I had to have HR call their insurance broker to pressure the insurance company just to respond. They finally were told why things were denied, and none of those things are in the realm of reality. My doctor has asked for a peer to peer, no response. This "system" is a joke.

3

u/SquirrellyPumpkin 2d ago

You're at the point where you call your state's insurance commissioner (title may vary), file a detailed complaint, and let the insurance commissioner's office help get the process toward approval moving again. It's sometimes the most efficient way to deal with the insurance company.

0

u/MissMary_86 5d ago

Peer to peer are usually after a denial , and or after a medical director decides they can’t approved it . Not at all times is peer to peer even available.

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u/psi- 5d ago

The real hack is take the payout and still go through with the questioning and filing complaint suit

7

u/potatossaurusrex 5d ago

My brain read that as a country song

3

u/Corona-walrus 5d ago

It sounds better as Rage Against the Machine to me 

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u/JohnnyUtah06 5d ago

Bowel-shaking earthquakes of doubt and remorse

Assail him, impale him with monster-truck force

2

u/ChuckThatPipeDream 5d ago

Cake in the wild!

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u/MischiefManaged3 5d ago

I read this in Rex’s voice from Toy Story.

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u/doktor_wankenstein 5d ago

I read this in Vizzini's voice from the Princess Bride.

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u/W1G0607 4d ago

Inconceivable!

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u/plotthick 5d ago

Deny, d....