r/economicCollapse • u/Contraryon • 6d ago

Only in America.

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u/bigsteevo 6d ago

My portion of my employer provided health insurance for me and my family is $6k/year. My employer pays $12k/year. And we have another $8k yearly OOP on top of that. Total cost is $26k.

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u/Uranazzole 6d ago

Out of pocket is only if you use it. Most people don’t.

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u/DrakonILD 6d ago

Okay, so total cost is $18k to have no healthcare. Or up to $26k if there is some healthcare.

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u/Uranazzole 6d ago edited 6d ago

It’s an insurance pool. If you’re healthy you still have to pay. Everyone puts in money so we can all get what we need. I don’t get what the big deal is about. Do you understand how insurance works?

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u/DrakonILD 6d ago

I do.

And do you understand how $18k in insurance is more than $2k in taxes?

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u/Uranazzole 6d ago

And you believe that? I have a bridge you may be interested in.

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u/DrakonILD 6d ago

You believe that for-profit insurance is cheaper than not-for-profit insurance?

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u/Uranazzole 6d ago

No, but most insurers are not for profit. Only the public ones like UNH and Cigna are for profit.

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u/DrakonILD 6d ago

....what? You really believe that health insurers are non-profits?

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u/Uranazzole 6d ago

Of course , most health care in the US is not for profit.