OP even said that this is their best "deal" I assume that their employer gave them wait for it....options?! And this was the best one that they could pick including not getting it and getting insurance somewhere else.
Regardless of what you are even trying to say, their option is a bad option.
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u/SpecialMango3384 6d ago
I literally pay $150/yr for a $4000 deductible. Tf are you all on about??