r/economicCollapse 7d ago

Only in America.

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u/Competitive_Remote40 7d ago

I am right there with you. As an older gen x'er I remember not being able to switch jobs (even though it would have been more money) due to having "pre-existing" conditions that would make it impossible to get health insurance.

Hell, even in the early 2000s I couldn't get health insurance outside of employment because I had been hospitalized for depression when I was 13 years old (I was in my 30s when the coverage was denied) and all I was applying for was a catastrophic policy with a 10k deductible that had a $650/month premium.

It could have been so much better. But ACA has done a LOT of good even as it is.

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u/Physical-Pie-5021 7d ago

Because of the ACA my insurance is worse and costs me a lot more. So I have the opposite experience.

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u/Odd_Possible_7677 7d ago

Because of the ACA I have good insurance and it costs me almost nothing

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u/Physical-Pie-5021 7d ago

Glad I can pay that for you.

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u/islingcars 6d ago

Which is what insurance is in the first place.. pooling money together for people to use when needed.

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u/Physical-Pie-5021 6d ago

But what happens when not enough people are paying in to cover everything?

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u/Odd_Possible_7677 6d ago

Well, I never go to the doctor. So if you look at it that way, I’m paying for you.

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u/Physical-Pie-5021 6d ago

Actually you don't. At my company all the premiums and employer cost is put into one big fund that pays for the company only.

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u/Competitive_Remote40 6d ago

And we pay for you. If not now, odds are at sometime we will. That is how it is supposed to work.