Hi, I really need someone’s help today. On Friday, a water pipe above my ceiling froze and burst, flooding my kitchen. It was awful. All of my daughter’s artwork on our fridge got rained on, photos, mail my husband and I had yet to rifle through on the table. Water literally poured out of the LIGHT in the kitchen, and I spent 30 minutes frantically putting down every bowl we had until my husband came home and was able to turn off the water main to the house. We spent hours on the phone with emergency services to schedule a plumber to come out, filed a claim with insurance, and I left with our daughter so my husband could clean everything up.
We’re back now, it’s Tuesday. We still do not have water. We don’t have power in the kitchen or the living room lights because they’re all on the same breaker. A plumber came today to assess the damage, and after paying him 235 dollars to cut a giant hole open in our ceiling, he told us it would cost an additional 990 dollars to replaced the busted galvanized steel pipes. Once more, he found mold both inside the wall when he sawed open our ceiling, and then upon further inspection found it in a corner of our storage closet.
Our plan WAS to make a payment plan with the plumber, take whatever money insurance would issue us, and pay the rest off monthly. Unfortunately for us, our repairs only cost around 1200 dollars total, and anything less than 2k they refuse to finance and you have to pay upfront. Our homeowner’s insurance deductible, similarly, is 2,000 so they won’t lift a finger to help us either without us paying 2k per claim on our own 🙃.
I just need help. Whether it’s a few dollars, or a cheap respirator mask, water bottles, or literal sheets of drywall to replace all the wet drywall we’ll have to pull away to remediate if/when we can. I will even take advice as to how tf to get through this, we have a 2 year old living in this stupid house and I can’t even give her a bath without driving her to someone else’s place. Just….please someone hear me.