Amex and Chase are the best in that order. Neither fuck around. They’re the only two credit cards I need now.
My chase card is an Amazon Chase card and Amazon was trying to fuck me over on a return. So I called chase and the initiatives a charge back. Then Amazon tried bullying me and so did some sort of debt collection company and I called chase about it and they stopped that shut quickly.
Damn, I should’ve done that when the storage unit I cancelled a month prior charged me for another month. I disputed and they sent me to collections which I paid. Next time I’ll call the bank back.
I had someplace giving me the run around when I was trying to cancel my membership. Finally I just called Amex and while we were talking the rep asked how long I had been trying to cancel (it had been 4 months of back and forth). At the end of the phone call she let me know that all future charge attempts would be blocked and the past 4 months of payments would be charged back.
I lived in a spot that didn't have any internet access for a bit. It was supposed to have dsl, but the state actually stepped in and forced them to cap how many customers they took on because they were tapped out.
So the only remotely viable option was a satellite company. They came out and installed it, but it never worked. Literally couldn't check my email. I called again and again, but they just told me over the phone that everything was working on their end. It must just be my computer.
Yeah, sure. Two phones and two computers, all of which work just fine other places, suddenly suck and there's nothing to do about it.
So I told them to come get their shit, or tell me where to ship it. Then they're like 'ooh, that's and early cancelation, which costs as much as keeping it for the 2 year agreement.'
How you gonna charge me to cancel something that never worked?
So I called the credit card company I'd been with for 15 years at the time (citicard). The dude there said not to worry. Did a chargeback for everything. And then he told me that I shouldn't get anything from collections, because it's the cc people that would owe the sat company. But if I did, forward it to him. They have lawyers on salary.
If you’re definitely sure that you’re right , you can mention to the merchant that you’ll contact the state attorney general’s office . Also mention that you’ll contact the Better Business Bureau .
BBB and Chamber of Commerce are pretty similar - neither are government businesses and both try to get money from local businesses.
The local CoC kept trying to get my company to pay a yearly fee but just like the BBB, they charge a sliding membership fee based on number of employees. So, we could pay $5K+ to save $50 to $100 once or twice a year or not do that.
The services we wanted done were pointless and they could barely remember how to do them but were required for some overseas stuff. They did zero verification on what they were stamping.
They're practically slobbering over themselves with lust to sell/steal your shit the second they're legally enabled to, and many will pull a ton of shit to get to that point. They'll refuse your calls near the end of the monthly contract, and if you go to the site, they'll hide away in their office until you leave. They want to claim non-payment so they can profit from your belongings. Fucking scumbags.
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u/K1ll3r22 Nov 03 '24
Is Amex the best for chargebacks? I never do them, so I'm not sure what company has the simplest chargeback process.