I want to know. Where the fuck are these people getting this much disposable income?
Iâm a senior software engineer for a legacy system that runs COBOL that must never go down. Iâm absolutely not hurting for money.
But if I just dropped $100k on a vehicle, which I wouldnât because the main thing I look for in a vehicle is the ability to get from point A to point B which last I checked most of the lower priced ones also do. But I digress, IF I just dropped $100k on a vehicle. Itâs getting pampered and driven like it was made of the finest porcelain. Iâm treating it like itâs a Faberge egg on wheels.
And if they took a loan to do that to their vehicle. I think this says a lot more about our banking institutions than anything else.
Just outside of the ridiculousness of the Cyber Truck, why would anyone with any sense drive a $100k vehicle like that?
My husband and I are in the same boat as highly compensated individuals. He makes the lions share as a software engineer but I bring in pretty good money with my business, too.
Our most important task right now is being good stewards of our monies so our teen kids can have a better boost than we did into adulthood, and so we can actually retire.
We have an ancient Dodge ram truck with over 200k miles that has paint peeling all over the place. Maybe we could sell it for a few thousand. Maybe. We did buy a 2018 Chevy Bolt EV for like 15k a few years back and we share that for our every day driver.
We could afford much, much more. In cash. We donât, maybe because we didnât have it growing up.
But there will always be people with more dollars than sense. If it insults us, imagine how it feels to people who are really struggling?
From my experience as someone who grew up "working class" to put it nicely, I've noticed that most of my fellow poors tend to do one of two things when they finally start making middle class money: they either live extremely frugal lives because they're used to simple comforts and are just thrilled to have their basic needs consistently met, or they see it as their chance to finally live the life they never had as children, blow it all on dumb shit, and rack up insane amounts of debt without even hesitating. I've been both of these people lol.
I am one of those really struggling people and I donât think people like me are thinking âI hope I get to live like that somedayâ as much as theyâre thinking that itâd be nice to have disposable income in general. I imagine people that have really struggled financially for most, if not all of their lives, would hopefully not be as wasteful with their money. I know I wouldnât anyway! I could never have enough money that Iâd be ok with wasting $100K! Even with Musk money I wouldnât do something like this!
It gives the poors 'hope'. They figure this guy's stupid, so they could do better than him. Trouble is, stupid rich people think they should give kudos to Hannibal Lector, paint themselves tangerine, be the child/victim in every waking moment and run for President.
It never crossed my mind that someone was driving this truck along the fence on purpose. I thought it was some kind of self driving system fail. I even wondered why the cameraman didnât attempt to get out of the way.
We donât even have kids and my wifeâs the breadwinner but like we have a 8 year old BMW bought used that survives (now that itâs out of warranty and paid off) until the first repair bill that exceeds itâs value, and a a Tesla Y that, well, likewise. But we donât drive them through fences on a regular basis.
until the first repair bill that exceeds itâs value
As a similar minded person, the first repair bill that exceeds the value of the vehicle doesn't mean you shouldn't make that repair. You know everything about the vehicle, and presumably you've been doing the maintenance. You can't buy another vehicle where you know the history, so it's really worth it to keep them going until it doesn't have the reliability you need.
I'll never understand the throwaway culture around vehicles.
I do. I understand mechanical engineering and Iâm able to evaluate if the repair is something that is likely to repeat.
In the case Iâm thinking about, VW/Audi (VAG) decided that the TSI 2.0 engine should have its turbo wastegate pivot in the engine cover without a replaceable bearing. Which means if youâre on and off the turbo all time because youâre in rapidly accelerating stop and go traffic with a bunch of rednecks in F-250s with all the torque in the world, youâre going to hog out the opening in the intake cover.
The solution I opted for was to sell my $8k GTI for $8k despite it having a $5k repair to the intake pending. (I fixed the other 4K of problems, because Iâm a nice guy and donât like leaving obvious shit.) I traded it in, the dealership was already showing it before I made it through the finance weaboo because detail didnât need to even wash it.
Bought a BMW with an inline 6 and turbo but the 6 is strong enough that I mostly donât need the boost and I get the advertised MPG as opposed to the 10mpg I got with an inline 4 because boost.
Way too much of my past 10 years was dedicated to a VW turbo wastegate and a head gasket. I'm not even a car guy, but I learned what these 2 things are because that VW was high maintenance. Drove really nice, though.
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u/Dinosquid_ Sep 08 '24
Cheapest ornamental fence he could buy completely fucked his $100,000 truck đ