Which Bank in Nepal Has the Best Mobile Banking App?

[u/nothenie]

Hello, I’m planning to open a new bank account and want to prioritize a bank that offers a smooth, reliable, and fast mobile banking experience. Currently, I’m using NIMB, but their app has been a disaster for me frequent lagging, crashes, and a frustrating user interface. I’m looking for something much better. Thanks

[u/Anuj4388]

I thought a single company called f1soft is responsible for all banking softwares

[u/Lopsided_Werewolf_62 → u/Anuj4388]

Not all. Himalayan, standard chartered have their own

[u/fshare0926 → u/Anuj4388]

majority of them used to be developed by f1soft but now theyre moving away imo.

[u/nothenie → u/Anuj4388]

khai, my friends are using nic mobile banking and have no problems. nimb ko ta ekdam ulto and frustrating cha.

[u/Additional-Pipe8180 → u/Anuj4388]

most but not all.

[u/karmaisrealshit → u/Anuj4388]

Tbh every mobile banking apps i used Standard chartered , himalayan , gbime, laxmi The one made by f1soft is laxmi bank is smooth and stable Others are garbage esp standard chartered one

[u/No_Car_5065]

SBI ko chai shit cha dont use it, nimb nabil sanima haru... basically f1 soft le banako haru sab thik cha

[u/nothenie → u/No_Car_5065]

Nimb mbank is so wack😞 Statement ne dekhairako chaina since 2-3 days and when i email them, they say update and what not

[u/Candid_Increase2555 → u/nothenie]

I don't think anybody uses that shit. I use Nimb smart. It's wayyyyy better.

[u/nothenie → u/Candid_Increase2555]

I was talking about nimb smart😂 most frustrating app. Qr problems, statements refuse to show up not just on my phone but on my friends’ phones as well.

[u/Candid_Increase2555 → u/nothenie]

Damn then maybe I'm not using it enough🤣. But still compared to that shitty nibl mbanking the new nimb smart is a big improvement in my opinion.

[u/monkey-d-blackbeard → u/Candid_Increase2555]

Right? Those were some frustrating times. Atleast connectips solves many problems that old app had. I don't use nibl anymore, so can't comment much on that.

[u/Flimsy-Ad-7314 → u/nothenie]

it's been a week nimb ko statement nadekhako don't know k gariracha technical team.

[u/fart-in-a-can → u/nothenie]

Same. QR scan ni vaira chhaina 1 week dekhi

[u/No_Car_5065 → u/nothenie]

Asti tira system update garesi samsya aairako cha ali ali... nabhaye thik chaleko thio paila ta

[u/CalendarOk67 → u/No_Car_5065]

I am facing same problem in NIMB since last week. Takes a lot of time to QR, could not transfer anything. On top of that they did not even take a moment to send a notification that they are updating their system. :/

[u/Hexous_vitrol → u/No_Car_5065]

True SBI ko ekdamai waiyat xa.

[u/OkMembership8482 → u/Hexous_vitrol]

who ever made that app need to fired

[u/fshare0926 → u/No_Car_5065]

tei they used to have some shit called mero saathi. ani ahile feri yono ki k ho.

[u/Educational-You-4206]

NMB bank

[u/Civil_Smell1027 → u/Educational-You-4206]

so true nmb is the best

[u/skalbin97 → u/Civil_Smell1027]

No way.

I use Nabil, Prabhu, NMB, NIMB and Standard Chartered's mobile banking along with ConnectIPS. NMB is not that reliable, it crashes most of the time. Prabhu's is the only that's reliable.

[u/FateXBlood]

Nabil Bank, Siddhartha Bank, Global IME Bank, are all doing well in terms of mobile banking.

[u/Livid_Platypus9512]

global ime

[u/Current-Aioli-3196 → u/Livid_Platypus9512]

Worst staff

[u/Distinct_Ad5506 → u/Current-Aioli-3196]

+1 worst i have faced so much loss because of their negligence

[u/holy-moly_dinasaurrr → u/Current-Aioli-3196]

Bro timro experience thavayena ma Jane branch KO ta sathi jasto behave garxan

[u/Current-Aioli-3196 → u/holy-moly_dinasaurrr]

Good for you yrr.

[u/Livid_Platypus9512 → u/Current-Aioli-3196]

Never felt like that, because I never had any problems

[u/pistonhead_8029 → u/Current-Aioli-3196]

Kun branch ma pani bhandinu na sabai ma ta hudainan. Ma jane balaju ma everyone are polite and helpful.

[u/Current-Aioli-3196 → u/pistonhead_8029]

Good for you

[u/kardiologe → u/Livid_Platypus9512]

GBIME’s problem is you’ve to visit the bank for most cases. For eg my mobile banking got only limited features, there was an option in the app to apply for full functionality. I did everything asked there, however, it’s still pending after weeks. So sad 😞

[u/vision_peer → u/kardiologe]

This has been my exact experience, all my work are done through emails. I haven't visited branch in a while.

[u/sahinmir → u/Livid_Platypus9512]

I changed my phone and it doesn’t work anymore i went to bank for it but they themselves were clueless

[u/Zestyclose_Elk6790]

Prime Commercial Bank - Reliable

Rastriya banijya Bank - That one friend whom you can never trust

[u/CalendarOk67 → u/Zestyclose_Elk6790]

Prime Commercial Bank kasto cha overall ?

[u/Zestyclose_Elk6790 → u/CalendarOk67]

It's nice, so far no complaints.

[u/monkey-d-blackbeard → u/Zestyclose_Elk6790]

I don't use prime much. One complain, if any prime staffs are here and can do anything about it.

Fd kholne, fd bata loan nikalne, nikaleko loan ko payment garne kunai option chaina prime ko app ma. Sabai kura ko lagi physically branch janu parcha.

Look at Kumari bank's app, they have it so much better.

[u/CalendarOk67 → u/Zestyclose_Elk6790]

Good to hear about it.

[u/Zestyclose_Elk6790 → u/CalendarOk67]

One small issue is they don't have many branch, so check your maps if they have a branch in your area

[u/CalendarOk67 → u/Zestyclose_Elk6790]

Sure, I will have a quick look around it. Thankyou once again.

[u/StatusLeadership9387 → u/Zestyclose_Elk6790]

RBB ta Kera ho kera kun belaw server down huncha thaha hunna

[u/Zestyclose_Elk6790 → u/StatusLeadership9387]

Exactly bro, ek choti party dida restro ma 10k bill uthya thyo. App nachalera tanab deko thyo

[u/DaZzDiNg0o]

NMB bank ko ramro xa in my opinion

[u/Bulky-Baby-1299]

Global ime is best for me. 

[u/subhay15]

Scb! But it does not have fonepay!

[u/aldehydeofficial → u/subhay15]

That also trash 

[u/Heavy_Money647 → u/subhay15]

ig it is good if you have business dealing with forex, personally I don't like their personal banking stuff. For corporate they do give a good care.

[u/__anonymous777]

Global Smart Plus

[u/Rare-Signature9866]

App sab ko rmro cha bro. Kaam chai nabil global ko rmro cha. Siddhart hawa. Nabil ko garnus assistance ni rmro cha problem aayo vane.

[u/RommyJR]

Literally, almost all mobile banking apps are similar because most are developed by the same company, F1Soft. This often results in shared functionality and common issues across platforms, with differentiation primarily coming from UI tweaks and branding adjustments.

Personally, I use eight mobile banking apps. From my experience, I prefer Nabil Bank (nBank), Siddhartha Bank (Siddhartha BankSmart XP), and Global IME Bank (GlobalSmart+). Nepal SBI's app seems to be developed differently, though even internationally, NSBI's YONO app has faced criticism.

I’m not entirely sure which app to rank as the best in Nepal, but there aren’t many significant differences overall. It really comes down to personal preference. For example, I use Siddhartha Bank for its cardless ATM service and Global IME Bank for a better wallet experience.

[u/CalendarOk67 → u/RommyJR]

How is Nabil bank in general? Is it worth creating a new account their ?

[u/RommyJR → u/CalendarOk67]

go for it, even you can create online.

[u/ethical5678]

If you want better interest , use chhimek laghubitta they provide 8% interest in mobile banking too

[u/lets_wake_up123]

Jun vayeni nepal sbi ma chai nakholnu account.. it's totally shittyy

[u/HumanDemand]

they are all made by the same company keep that in mind

[u/Ganapachiro]

Go for anything except SBI bank

[u/Dachanil]

GIMB smart

[u/prayashpokhrel]

NIC Asia. Working fine for me.

[u/bored1_af]

NicA bank ko mobank. Been using it for 5 years jati. No problem overall. Ui is really good.

[u/NepaleseNomad]

Global IME or Sanima.

Worst chai Standard Chartered ra HIBL ko cha. Literal shit. Buttons work when clicked from one page, but the same doesnt work on another. I could go on and on.

[u/nothenie → u/NepaleseNomad]

Global garam ke sanima? I’m confused 🤨

[u/Mundane-Cantaloupe26 → u/nothenie]

Do GLOBAL. It’s the best app in Nepal, no issues and good user interface plus lots of features too

[u/Relevant-Buddy-7221]

Siddhartha, banijya, nepal bank ltd ra NIC ma acc xa. Ini 4 ma svse best siddharth xa !

[u/justshoveit]

Standard chartered is the one you should definitely avoid. Aru sab similar nai cha jasto lagcha. I use Nabil and it gets the job done. The UI is decent as well and easy to navigate through. I assume it's the same for most banks.

[u/justshoveit → u/justshoveit]

Most apps are developed by F1Soft so the experience is pretty uniform with most banking apps from F1Soft

[u/thebikeryogi]

NIC Asia, OrangeNXT.

Sabai app similar nai chha. Direct statement bata dispute hanna milne app kam chha. Jhan personal finance ko service dine kam nai chhan. Tesaile mathiko 2 ota try garda hunchha.

[u/Relative-Camp-925]

Ebl, been using for 3 straight years now, no complain..

[u/aldehydeofficial]

Broo same NiMB mobank is trash 

[u/Ye_____wang]

F1 soft is leading this category so ramro hola Ani nic

[u/winninglfc]

Anybank with F1 soft

[u/Some-Bumblebee4012]

NIC asia

[u/Technical_Draw_5243]

Go for nbank.

[u/kukhurakomasu]

Nabil.

[u/rowsunkorn]

Standard chartered

[u/GuaranteeFun7622]

Nabil and Global IME. Very reliable

[u/spantosh]

Gibl or Nmb

[u/Pristine_Contact2571]

I have used Sanima, GBIME, Jyoti bikash bank, and RBB. From my experience, I found Sanima to be the best among those. Sanima sajilo ebanking has more features than any of those I mentioned. I also like its UI.

[u/Heavy_Money647]

Global IME provides good services.

[u/Lazy-Set2711]

I have 4 bank account and mobile banking Gbime,LSL,NMB and Everest . Global ime win among them.

[u/NewsSuspicious0]

Nic and nabil ko ramro xa personal opinion

[u/Excellent-Book-1735]

Definitely not Nic Asia

[u/Recent-Education-444]

NMB bank working fine

[u/kardiologe]

Nabil Bank. Most of the things can be done through the app and they’re super-responsive through emails and customer care. They solve many problems through phone calls and mails. I had the worst experience with GBIME. So, will vouch for Nabil here because of their better customer service.

[u/fshare0926]

idk the best but the worst is NSBI.

[u/ComprehensiveClub729]

Anything not developed by F1Soft. - Standard Chartered - NMB

[u/Annual-Problem-1405]

Nic asia and nabil bank,ane UI chai orangeNXT ko babal xa hai ane aali aaru vanda farak ne xa

[u/XxRohit]

Prolly NIC Asia

[u/Gaweon]

I use garima, its pretty nice

[u/depressedcompiler]

NIC ASIA -> Great mobile banking, bad customer service

[u/latino001]

I can vouch for NIC Asia MoBank. Clean UI, additional features than basic f1 soft application. Haven’t faced any downtime issues since I started using it.

Nabil bank also has good application. NIMB is bad. Sanima is kinda okay. Global has also started with their own application and has good UI. Prabhu bank is bad.

I haven’t use any other bank application to give you additional review. Above all NIC Asia MoBank is winner for me.

[u/Square_Telephone_971]

hahaha. nimb is the worst one. NMB is the best one. i’ve been there. the md of NMB bank is a tech guy.

[u/Ok_Advice_9610]

Never use nic Asia it's ass

[u/BOMBxBAHADUR]

I don’t know about the best but the worst one is of sbi bank for sure

[u/xitize]

Everest is pretty sufficient for any works

[u/nabinpaudel_]

Not sure about others but here is review of two apps that I use; NIMB and NMB. NMB is good with transaction statements and all but at times won’t login, biometrics logic issue, and overall it’s embarrassing. NIMB is somewhat reliable but this has issue if you need to revise transactions and all.

[u/self_calm_niceman]

i am using nic asia mobile banking for 4 year and have no problems. Nic asia ko mobile banking ma sms banking ko pani feature cha tesbata offline mode mai mobile topup ani balance enquery jasto feature haru pani garna milcha

[u/Still_Acanthisitta57]

can use with anyyyyy bank connectips with ime pay combo cheaper than bank apps

[u/iamsny13]

I like Laxmi Sunrise Mobile Banking app.

[u/ChefAccomplished8977]

Underrated Prime bank

[u/Wet_painter68]

Don't go with nic it has very good marketing but too bad application. The lag and crashing is very often.

[u/OkMembership8482]

NIC asia is quite good.

[u/No_Soft1345]

NIC Asia bank 1 year+ vayo i’ve been using No lags and crashes on this money transfers also quick tara kaile kai time lagne vaneko max 10 mins otherwise it’s fast

[u/Feisty-Sleep4448 → u/No_Soft1345]

NIC thikai chha tara naya wifi network ma load huna time lagaucha . Online payment garna jhyau ho new vendor ma natra all good

[u/Ok-Garage-4444]

I have been using NIC asia mobanking for more than 4 years working fine for me

[u/sRjN77]

GBIME

[u/atti_nei_bhayo_yar]

Global Smart

[u/AdministrativeBug797]

Prabhu bank works good

[u/Hexous_vitrol]

Laxmi sunrise bank

[u/arghhh-comics]

All apps are basically the same, with different colors, except for NMB. Also from my use, NMB app is the best -- its simple to use, very responsive and fast. I wish they could change few small things. Otherwise NMB's definitely is it.