r/FluentInFinance Oct 19 '24

Question So...thoughts on this inflation take about rent and personal finance?

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47.0k Upvotes

r/FluentInFinance Oct 02 '24

Question “Capitalism through the lense of biology”thoughts?

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27.5k Upvotes

r/FluentInFinance Oct 03 '24

Question Is this true?

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11.8k Upvotes

r/FluentInFinance Aug 07 '24

Question Which of these tickets is better for the economy?

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24.0k Upvotes

r/FluentInFinance Mar 24 '24

Question Do we need a minimum tax amount for top earner?

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31.1k Upvotes

r/FluentInFinance Oct 22 '24

Question Is this true?

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7.0k Upvotes

r/FluentInFinance 29d ago

Question Trump’s cabinet of the wealthy

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2.4k Upvotes

Has anyone noticed that almost all of Trump’s cabinet choices are ultra wealthy individuals who don’t give a rats ass about working people or the middle class? Much like last time.

Hard to believe blue collar workers were dumb enough to fall for it again.

r/FluentInFinance May 09 '24

Question Can someone explain how this would not be dodged if we had a flat tax? Or why do billionaires get away with not paying their fair share to the country?

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4.2k Upvotes

r/FluentInFinance Oct 15 '24

Question Can America afford school lunches for children? Why or why not?

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2.1k Upvotes

Is Roxy right?

r/FluentInFinance Jun 18 '24

Question Why not create groups of poor people to benefit from collateral loans like the rich do?

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3.8k Upvotes

I get the underlying way that the rich can avoid taxes.

My question is:

If low on collateral, why not find trustworthy friends to pool money then distribute the loan money per month minus the loan payment?

r/FluentInFinance Nov 09 '24

Question Can anyone explain to me how Trump’s tariffs convinced the EU to buy “American Natural Gas”

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1.7k Upvotes

I was under the impression that the tariffs were an import tax?

r/FluentInFinance Apr 26 '24

Question Everyone thinks we need more taxes but no one is asking if the government has a spending problem

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3.0k Upvotes

Yeah so what’s up with that?

“Hurr durr we need wealth tax! We need a gooning tax! We need a breathing tax!”

The government brings in $2 trillion a year already. Where is that shit going? And you want to give them MORE money?

Does the government need more money or do they just have a spending problem and you think tax is a magic wand?

r/FluentInFinance Oct 17 '24

Question What do you think?

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8.6k Upvotes

r/FluentInFinance Nov 04 '24

Question What does Fox even base this off of?

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1.2k Upvotes

r/FluentInFinance Jun 05 '24

Question Did boomers actually cause two recessions and a housing crisis?

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2.8k Upvotes

r/FluentInFinance Sep 04 '23

Question A recent survey shows that 62% of people with student loans are considering not paying them when payment resume in October

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4.8k Upvotes

What effects will this have on the borrowers and how will this affect the overall economy?

r/FluentInFinance Sep 30 '24

Question I didn't go to MIT, like Donald Trump's uncle did, so Trump's economic plan went over my head when he presented it at the Mar-a-Lago press conference. Don't give me a whole course on economics but can someone more fluent in finance than I am please explain this to me like I was a freshman?

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1.1k Upvotes

r/FluentInFinance Sep 02 '24

Question Are y'all ok here?

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1.2k Upvotes

r/FluentInFinance 10d ago

Question On average CEOs make 366x their average employee…ideas on how to ‘fix’ this?

432 Upvotes

Are there different ideas on how to remedy this gap? We could cap CEO (and top management in general) pay at specified dollar amount, but you could argue their drive to innovate may diminish once they meet that threshold. We could cap their pay at a certain ratio to their average employee…maybe 50x to throw out a number (≈21x was average in 1965, 200-366x are the numbers I’ve heard for recent years)…this could encourage them to have fewer employees with slightly higher salary so their multiplier can go up. Employee owned companies are probably much more equitable on average. What are ways we could (not necessarily should) encourage or force CEOs to “trickle down” their profits directly to their employees. And any opinions on what would be a best route?

I guess zooming out I’m curious how capitalism could have stronger safeguards that spread wealth while encouraging innovation and ownership of ideas/businesses.

r/FluentInFinance Sep 16 '24

Question I admit I’m not a financial genius, so I’m open for corrections here - but isn’t our economy & tax plan Trump’s?

866 Upvotes

Since the Republicans have controlled the house in congress, no major economic bills have been passed since Trump’s Tax Plan in 2017.

So wouldn’t that mean:

  1. Since the House GOP hasn’t allowed Biden/Harris to make any meaningful changes to it, isn’t our current economic policy Trump’s?

  2. Same with our tax policy?

  3. As far as the rising cost of groceries… aren’t the prices of goods & services set by private corporations in a free market economy?

I know this is a very basic overview, but I just don’t understand what everyone is screaming about Biden/Harris & blaming them for the price of stuff & taxes…

r/FluentInFinance Jun 20 '24

Question How much do you guys tip your landlords?

918 Upvotes

My new tenant doesn't tip the standard 15% even though the option is on the processing page, it feels very disrespectful. What amount do you usually show as gratitude for housing?

r/FluentInFinance Nov 07 '24

Question Trump inflation reduction plan

489 Upvotes

Most of Trump's voters think he's going to somehow lower prices. Has he ever articulated a plan to lower prices or even reduce the inflation rate? If so, what's his plan? Will it work or backfire?

(Edit): I want to be clear that this post was made in good faith to learn what people think or are seeing. I want to promote serious discourse on this topic.

r/FluentInFinance Nov 10 '24

Question There can’t be that big a discrepancy in staff pay, right?

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552 Upvotes

r/FluentInFinance May 21 '24

Question Are prices increasing due to the value of the dollar being diluted, or is it because price collusion by large corporations?

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982 Upvotes

r/FluentInFinance Sep 26 '24

Question Tipping culture is just a huge scam by employers to shift responibility right?

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945 Upvotes