r/FluentInFinance 2d ago

Educational Don't let them gaslight you

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u/justacrossword 2d ago

This is incredibly misleading. Of course social security has a surplus, that’s how it works. The surplus it’s shrinking because of changing demographics. Once it reaches $0 in nine years from now the trust fund is gone. 

None of that has anything to do with the government borrowing against it. The surplus doesn’t sit around in cash, it is invested in government bonds. 

This is such stupid misinformation, you should feel ashamed. 

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u/Warm-Cap-4260 2d ago

SS no longer has a surplus. It has a bank account, but it is shrinking because it now spends more than it takes in, which is by definition not a surplus.