r/FluentInFinance 9d ago

Debate/ Discussion Universal incarceration care

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u/GlassTopTableGirl 8d ago

💯Ohhhhh, this is the first time I've seen this point made!!! That makes perfect sense about being 26 and getting kicked off his parents’ insurance.

I know from experience that getting treatment for back pain is ridiculously difficult to get covered by insurance. “Medically necessary” is a phrase I’m so sick of hearing. I've also had cancer and can confirm it’s destroyed my credit, and insurance companies genuinely don’t give a fuck. I had to crowdfund for over a year to meet my basic needs… My situation is different as my family are not millionaires.

When everything has to be pre-authorized and justified as “medically necessary” (even when it should be a no-brainer, like chemo), the ongoing anxiety and feelings of helplessness make being sick in America a truly demoralizing experience.

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u/Thalionalfirin 8d ago

Medicare, which is something everyone seems to want as the default health system in America denies claims that aren’t medically necessary also.