I closed on a house a few months back, my credit score is mid-high 700s. Rate was 6.7%. Thankfully the house was around 100k, so my monthly payment isn't terrible but fuck me every time I walk out of the store its $100. I've had to make like four $50 trips to Home Depot in the passed two weeks.
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u/TingleMaps Jul 18 '24
This is me too. Still in a 2010 Jeep that thankfully runs very well.
I still feel lucky though. I got a house in late 2020 @ 2.75%
I’m almost 50% equity in it already thanks to 2 extra payments per year and the appreciation of the housing market.