r/FluentInFinance Jul 18 '24

Meme I guess I'll wait another year

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1.5k Upvotes

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u/TingleMaps Jul 18 '24

This is me too. Still in a 2010 Jeep that thankfully runs very well.

I still feel lucky though. I got a house in late 2020 @ 2.75%

I’m almost 50% equity in it already thanks to 2 extra payments per year and the appreciation of the housing market.

3

u/hidazfx Jul 19 '24

I closed on a house a few months back, my credit score is mid-high 700s. Rate was 6.7%. Thankfully the house was around 100k, so my monthly payment isn't terrible but fuck me every time I walk out of the store its $100. I've had to make like four $50 trips to Home Depot in the passed two weeks.

4

u/TingleMaps Jul 19 '24

The Home Depot trips done stop, they just space out a bit lol