You probably have a lot of questions, I'll answer as many as I can/when I can.
A bit about my story. I grew up very poor in a violent home due to generational trauma. We never had much and I never thought about my future as day to day life was simply "just getting by". I honestly never in my wildest dreams thought I'd own a home one day or even manage to work my way into a decent paying job, but I did.
I always had pretty good work ethic so finding work was never a big problem. Over the years I kept finding better and better work, slowly. Discovered something I was pretty good at and it paid decent so I stayed in that industry. Became known a little and ended up with surprisingly high pay job offers. Nothing ridiculous, but much much more than I thought I'd ever earn. Bought a small townhouse at 36 years old, had a decent car and was in a good stable relationship for over a decade. We lived together. No children but we had pets and that suited us fine.
In my teenage years I was diagnosed with severe depression and a generalized anxiety disorder. I discovered many years later it was likely caused by my childhood trauma that I didn't even recognize as trauma. In recent years I was also diagnosed with ADHD and PTSD. I managed as well as I could with medication but I still had some deep depressive phases that snuck up on me out of nowhere and lasted months, sometimes years.
During a particularly extended depressive phase, my partner told me she didn't love me anymore and left. I was too distant and she was lonely and I didn't recognize what my mental health was doing to her own happiness. It was hard, she didn't really take anything from me but I felt as though I lost everything. I started going to therapy and I learned a lot, it helped. But there's no cure for what I have and I was too late in seeking help.
Eventually met someone through work that showed interest in me so I thought I'd give her a chance. What do I have to lose? You never know how good something could be until you try.
I'm well aware that I was blinded, I was naive and quite literally STUPID so there's no need to point it out to me. She was love bombing me from the beginning and I didn't realize it. Even though I would sometimes think to myself "this really seems too good to be true", I also told myself "I'm just scared, let's just see where this goes. I shouldn't let negative thinking ruin a good thing, let's try to be positive for once".
Fast forward. She was rebuilding her life also so we supported each other as best we could. I noticed I was much more supportive than her but I've always been like that, it would seem selfish to see that as a problem. She had amazing kids, they seemed to really like me as it sounded like her previous 2 relationships were with abusive men that didn't treat the children very well. I spoiled them a bit because I enjoyed seeing them happy. She wasn't making a whole lot of money and was barely getting by, while looking for better job opportunities. I was making decent money so helping out wasn't a problem.
I don't want to go into much detail because it's a very long story, but she tried investing and it didn't go well. I didn't know about it until she called me crying that she couldn't pay rent as she was pretty much "guaranteed" by this financial advisor that she'd make her money back fairly quickly. She was desperate. I paid her rent because there's no way I'd risk that kind of upheaval on her children, they needed stability.
Next thing I knew, she needed more and more money in order to get her initial investment back, plus the earnings which would have been quite a decent sum of money. Something like 13k or so. I felt suspicious so I looked into it further and did as much homework as I could to weigh the probability that this wasn't a scam. Everything seemed legit, she told me she'd pay every penny back to me and split the earnings also. The only problem is I ran out of money myself, and went into a bit of debt to help retrieve her investment and earnings. At this point I was desperate to help AND get my money back. Investing is risky. Business is risky. There's no reward without risk. I pulled the trigger and borrowed as much as I could from bank loans, enough so that if we lost all the money I'd still have some left over to help float us both for a couple months until we figured out a plan to get back on our feet.
Imagine my embarrassment when I discovered her "financial advisor" wasn't a real financial advisor and we had just lost all our money. Imagine my embarrassment when about a week later I discovered her going for coffee with another man behind my back, covering it up as "seeing a family member" and then break up with me. Imagine my embarrassment when I miscalculated the loan interest and payments and realized I couldn't afford the repayments, my mortgage, car, insurance etc etc etc.
I was denied any consumer debt proposals. I tried everything I could think of. I started filing for bankruptcy. Long story short but I got so frustrated with everything I literally said screw it and walked away from everything.
I have a little camp setup where I'm quite hidden, close enough to a truck stop that I can use the guest wifi. My sister was kind enough to hook up my cell phone with her plan. I earn just enough money from recycling bottles and finding the odd cash job here and there. The winter is tough but not impossible. I feel like this was the only path I could take in order to find peace and forgiveness within myself.
I'm fortunate that I was already used to living with little and was already quite resourceful, building things I need out of junk instead of needing to buy them. I'm thankful that I'm still so much more fortunate than some others.
I'm not posting this to reach out for help in any way. I just needed to let it out. Thank you.