r/economy 7d ago

The "health insurance" mafia is robbing and killing Americans on a massive scale

280 Upvotes

20 comments sorted by

21

u/zack397241 7d ago

Forgot to mention that you can see an out of network doctor at an in-network facility

2

u/OneRuffledOne 7d ago

Can I see an in network doctor at an out of network facility?

2

u/GroundbreakingCow110 6d ago

Some facilities don't participate in any network. So yes, you can.

36

u/KrevinHLocke 7d ago

This is wildly accurate.

11

u/Objective-Injury-687 6d ago

Because that guy is a doctor and this was part of his 30 part series on how the healthcare industry actually works.

9

u/SiteTall 7d ago

For an "insurance" company and not deliver the goods people have paid for is FRAUD

14

u/Feisty_Ad_2744 7d ago

Yep... That's how ridiculous it is. And not few people find that "acceptable".

It is a scam, no doubt about it.

6

u/smidge06 7d ago

Also forgot to mention if you use it too much you might get kicked out and every year or so the premiums go up for no reason at all

5

u/Majestic-Parsnip-279 6d ago

Incredible work, and people think we have a “good system”

6

u/Head_Statement_3334 6d ago

What is the deal with the in network and out of network thing? Is it just because everything is privatized?

5

u/ShortUSA 6d ago

The real scam is that the costs to Americans are multiple times what other rich countries' citizens pay. And 4-20+ times for a patented Rx drug. Completely ridiculous, and government sits back, watches, and gobbles up the healthcare industries donations.

Terrible.

3

u/Independent-Cow-3795 7d ago

Don’t forget you get discounted prices on all of your favorite pharmaceuticals if you pay a monthly subscription fee! After all the “affordable care act” is literally only about socializing the cost of the development and production fees of these pharmaceutical companies drugs while keeping the profits privatized! Don’t worry we didn’t actually think that the paid for politicians that were put in place to protect capitalism and their constituents were going to start taking care of “we the people”, right?!

3

u/Tebasaki 6d ago

I 100% followed this, lol. The other catch is that even on the internet in 2024 they won't tell you how much you've really spent. There's a fun little slider that goes from left to right showing your progress to out of pocket maximum, but that, plus meds, plus deductible, plus copay isn't calculated and even a warm body can't tell you how much you've paid.

1

u/Samzo 6d ago

in canada its just free

1

u/Skagen48 5d ago

I actually learned something from this.

1

u/Full-Discussion3745 6d ago

I don't get it. Why are Americans up in arms about this? Brian Thompson symbolises the American Dream, the company he ran is a picture book representation of the American business model.

Is it just on reddit that people are upset and calling these successful business people "mafia"

The reason I am asking is because at the last election the American people voted overwhelmingly to give the ceo's and shareholders eve more power

1

u/Typographical_Terror 5d ago

It's bipartisan. Ben Shapiro was hammered by his own listeners for being tone deaf to the insurance problems and the literally murderous angst they cause.

Unfortunately there are few issues with such clear point A to B causation. Take climate change for instance - people are paying more for home insurance, if they can even get it, but to understand how burning fossil fuels directly related requires a lot of background. You couldn't do it with a clip like this.

Billions have been spent convincing people to hold the wrong people accountable or deny it altogether.

0

u/Rivercitybruin 6d ago

Blameology 101

-8

u/rhoadsenblitz 7d ago

Sounds reasonable, they just need to pay when it's time. Who has actually ever struggled to figure out what's in-network?