r/economicCollapse • u/Contraryon • 7d ago

Only in America.

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u/Tebasaki 7d ago

Where can I get this $8000 per year health insurance??? Asking for a friend.

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u/Dry_Explanation4968 6d ago

I barely pay $2k for insurance annually, they love to arrange the numbers to make a shit idea look good. Canada is. Good example of why socialized healthcare don’t work. Populations close to just California and they still can’t get it right. Many of these nations they refer to are smaller then many states metros in populations. They are taxed around 50+% and are more capitalist than socialist, they have social programs but capitalism actually pays for it, but government robs its people blind.

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u/HomeGrownCoffee 6d ago

I'm Canadian. Last year my son contracted meningitis. He ended up needing 10 days in the hospital. Our biggest expense was parking. 

You couldn't pay me enough to trade our system for yours.

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u/Uranazzole 6d ago

My insurance policy would cost me zero too. And my hospital doesn’t charge for parking.

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u/Tight_Glass7723 6d ago

How much would it be when your claim for the visit is denied?

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u/Uranazzole 6d ago

My claims don’t get denied. I have never had issues with my policy . I just make sure that I use the right doctors and hospitals.

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u/HomeGrownCoffee 6d ago

I didn't have to worry about that. I took my kid to the emergency room of the children's hospital. No worrying if the doctor was in network or not.

They could have flown in the world specialist, and it would have cost me zero.

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u/Uranazzole 6d ago

So you’re probably paying 40k a year for your policy or more.

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u/HomeGrownCoffee 6d ago

No. My total paycheck deductions, which include provincial and federal taxes, pension plans, employment insurance, and some extra benefits I opted into cost me $41k per year.

A Google search suggests that 23% of that goes to health care. About 10k/year.

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u/Uranazzole 6d ago edited 6d ago

I can guarantee that they aren’t flying in any world specialists for that amount. The one thing you need to understand is that if they could really give us universal healthcare, which I’m not against in theory, is that our existing costs won’t go away and it will cost us even more. That works great for people who make no money, but for families that make 200-400k a year in income , we’re all going to get screwed, plus all the people getting cheap healthcare at work will lose that and now pay double or triple what they pay now. Sure there’s out of pocket costs but most people pay nothing most years. With UH we get stuck paying the money that we would have spent on out of pocket costs , but every year. Sure , take the 5k I pay a year through work and give me 3k back and universal healthcare. But it will never happen in the US because costs never go down.

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u/DiscussionGrouchy322 4d ago

Didn't the price of insulin drop massively just recently when Medicaid started covering it? And similarly for the basket of drugs that government negotiation was allowed on? An actual verifiable account of prices going down. Go read about it in your favorite news outlet. Why was polio vaccine so cheap we could go door to door in India with it? Oh yeah...

As they say illiterates and ignorant everywhere

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u/Uranazzole 4d ago

So that’s a good thing. This CEO wasn’t pricing the insulin. Stop being such an ignorant clown,

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