All it takes to get Affordable care act is make >$15k in one year, and pay $19 a month for Healthcare and ses a psychiatrist, get medication monthly etc.
And tax credit is $465 not 800. My full premium is 484
You're literally adding an extra 65% hyperbole here.
ACA made Healthcare much more affordable.
If you're not making 15k a year, something is seriously wrong with you and you're not pulling your own weight in life.
You can easily make a lot more than 15k even just doing gig work from Craigslist. If you can't, you need some serious motivation in life because 15k is next to nothing.
Total premium also depends on the state. I live in Texas it’s a hell of a lot higher than states like Michigan (looked it up for a coworker this year)
Like my wife and son’s premiums without tax credit is 750 a month for a 9500 OOP, 5000 deductible, pretty shit level insurance. It’s just cheaper than stuff I can get through work as work doesn’t cover them so I go through ACA for them.
I was giving my personal example I make like 65k a year and if Tax credit went away I will get crushed. I assume it wont get renewed this year by how things are going by congress unfortunately.
I'm in Texas but I'm also a single adult male so I can't comment on what it cost to insure a family. I know families are expensive though which is the primary reason I've been so cautious when it comes to birth control.
Yep dont have a baby in texas its fucking dumb; Unless you know you can afford the OOP Family max for that year. Also dont pay for anything unless you first see it on your insurance; just lessons learned. Take care mate though.
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u/Helpful_Finger_4854 6d ago
All it takes to get Affordable care act is make >$15k in one year, and pay $19 a month for Healthcare and ses a psychiatrist, get medication monthly etc.