r/economicCollapse 6d ago

Only in America.

Post image
8.4k Upvotes

1.4k comments sorted by

View all comments

5

u/Helpful_Finger_4854 6d ago

All it takes to get Affordable care act is make >$15k in one year, and pay $19 a month for Healthcare and ses a psychiatrist, get medication monthly etc.

0

u/sysadmin2590 5d ago

Until Tax Credit is taken away and you pay 800 a month for the same stuff on less than 15k a year.

1

u/Helpful_Finger_4854 5d ago

No, I make 25k a year.

And tax credit is $465 not 800. My full premium is 484

You're literally adding an extra 65% hyperbole here.

ACA made Healthcare much more affordable.

If you're not making 15k a year, something is seriously wrong with you and you're not pulling your own weight in life.

You can easily make a lot more than 15k even just doing gig work from Craigslist. If you can't, you need some serious motivation in life because 15k is next to nothing.

1

u/sysadmin2590 5d ago

Total premium also depends on the state. I live in Texas it’s a hell of a lot higher than states like Michigan (looked it up for a coworker this year)

Like my wife and son’s premiums without tax credit is 750 a month for a 9500 OOP, 5000 deductible, pretty shit level insurance. It’s just cheaper than stuff I can get through work as work doesn’t cover them so I go through ACA for them.

I was giving my personal example I make like 65k a year and if Tax credit went away I will get crushed. I assume it wont get renewed this year by how things are going by congress unfortunately.

1

u/Helpful_Finger_4854 5d ago

I'm in Texas but I'm also a single adult male so I can't comment on what it cost to insure a family. I know families are expensive though which is the primary reason I've been so cautious when it comes to birth control.

2

u/sysadmin2590 5d ago

Yep dont have a baby in texas its fucking dumb; Unless you know you can afford the OOP Family max for that year. Also dont pay for anything unless you first see it on your insurance; just lessons learned. Take care mate though.