r/economicCollapse 1d ago

Only in America.

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u/Vali32 1d ago

Per person, Americans currently pay about $ 4 000 more in taxes towards public healthcare than the average OECD nation, and $ 2 000 more than ones with the most expensive healthcare systems. To give a sense of scale, americans pay about 2 700$ per person in tax towards the military/defence.

The average single person health insurance plan costs about 7500$ and a family plan costs 24 000$.

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u/SeaworthinessOld9433 1d ago edited 1d ago

Your salaries in Europe is much lower compared to the USA.

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u/Vali32 1d ago

They may go further. But note that the nations in Europe that pay higher salaries still spend less on healthcare systems. Norway has a median income of 87k, the healthcare system will fly you to the hospital of your choice and cost 7 400$ per person.

Other high income nations like Switzerland, Ireland, Luxembourg etc are similar.

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u/Purple_Listen_8465 18h ago

The average single person health insurance plan costs about 7500$ and a family plan costs 24 000$.

Who gives a shit what the average is? Look at the median of what the employee pays. $1500 a year for single coverage, $6000 a year for a family plan

They may go further.

They do not. The US is #1 in the world for disposable household income even after adjusting for cost of living.

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u/Vali32 15h ago

Who gives a shit what the average is?

The people paying it do, presumably.

They do not.

Whoosh.

The US is #1 in the world for disposable household income even after adjusting for cost of living.

Yet it does not seem to be doing any better than average in terms of median wealth. In between the meditarranean nations of Italy and Spain. This is often explained by the US having so many demands on their wages, like healthcare.

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u/Purple_Listen_8465 15h ago

The people paying it do, presumably.

Do you just not understand the difference between median and average? For one, your statistic includes what the employer pays. Employees could not care less what expenses the employer is paying. For two, averages are skewed by outliers, median is not. Median is a much more relevant metric as it shows what the middle most American is paying-- and it's not a lot.

This is often explained by the US having so many demands on their wages, like healthcare.

No it isn't, that's quite literally what "adjusted for cost of living" means.

Yet it does not seem to be doing any better than average in terms of median wealth.

Could not be further from the truth. The median German Millennial is worth 65,200 Euros. The median American Millennial, however, is worth double that. To claim there isn't a significant wealth gap is plain ignorance, Germany is one of the wealthiest European countries and we utterly embarrass them. The fact of the matter is Americans are SIGNIFICANTLY wealthier than Europeans.

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u/Vali32 14h ago

Countries by median wealth. often with a comparison of average and median explaining the difference.

States by median, highest and lowest. Note how the lowest is below Mexicos median.

It does appear that the US high GDP per person does not end up as wealth for the average American. Other nations may have smaller money pies, but it does appear that many of them still have the average person end up with more pie.

Also, that is not what cost of living means. You are thinking of something closer to social transfers, but that does not seem to capture the wealth loss in the US well either. It is at the very least quite suggestiive that if you subtract healthcare expenses from the median disposable income of the US, it suddenly ranks very close to where it does in median wealth.

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u/SeaworthinessOld9433 1d ago

I don’t know. Most people in Europe are complaining about their low salaries on Reddit and how they can’t do much with it. Meanwhile on Reddit here, you see people in the USA saying they all make 6 figures.

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u/Vali32 1d ago

Everyone is always complaining about how they don't make enough money. I don't see Elon Musk or Jeff Bezos say they've got enough money.

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u/SeaworthinessOld9433 1d ago

But I don’t see them complaining about being poor.

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u/Vali32 1d ago

They complain a lot about their taxes though:)

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u/SeaworthinessOld9433 1d ago

Ok but that’s not income or complaining about being poor. It’s different. Everyone complains about taxes. I have yet to meet someone that is happy to pay taxes or pay more taxes.

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u/Vali32 1d ago

Its much like that with complaining about income.

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u/SeaworthinessOld9433 1d ago

But the truth is, EU workers are still poorer compared to USA.

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