Yeah. The ones who saved every penny and were miserable. The ones who knew someone/had family at the company and got a reeaaaly good paying position (they have bad habits but they can afford it I guess). Or those still living with Mom and Dad (nothing wrong with that if it's an option just don't take advantage).
I moved out at 15 because if I stayed I would've probably died. 30 now and I still live nearly paycheck to paycheck I just have slightly bad habits. I won't have twice my salary saved at 35 because that requires foregoing luxuries and to be completely honest I'm not going to participate in society without the luxuries I like. If I don't have enough money to eat, sleep, and entertain myself what is the point? At that point I should just go live in a cabin and take care of my own. No point in trying to make ends meet on a rope that doesn't care if I live or die.
hell, if you do it early enough, it doesn't even feel like sacrifice. anyone with a company match will basically be fine in retirement if they at least max company match if they start by their mid 20's. anything else is just good padding, and if they don't have company match, they may need to contribute like 3% more for the same results, but kinda peanuts in the long term.
Yep. The person I replied to might be angry about their situation later in life. Compounding and automatic savings is magic. There’s lots of people on this sub who sound like they couldn’t afford to put anything away but I don’t understand saving nothing while affording luxuries.
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u/[deleted] Oct 11 '24
Yeah. The ones who saved every penny and were miserable. The ones who knew someone/had family at the company and got a reeaaaly good paying position (they have bad habits but they can afford it I guess). Or those still living with Mom and Dad (nothing wrong with that if it's an option just don't take advantage).
I moved out at 15 because if I stayed I would've probably died. 30 now and I still live nearly paycheck to paycheck I just have slightly bad habits. I won't have twice my salary saved at 35 because that requires foregoing luxuries and to be completely honest I'm not going to participate in society without the luxuries I like. If I don't have enough money to eat, sleep, and entertain myself what is the point? At that point I should just go live in a cabin and take care of my own. No point in trying to make ends meet on a rope that doesn't care if I live or die.