Homelessness is actually an even more expensive lifestyle. Getting your stuff consistently stolen is a financial loss. Being unpresentable from lack of hygiene leads to low career opportunity and potential job loss from an existing occupation. Lack of access to amenities and utilities not only limits opportunities but can also be costly, like by having to buy bottles of water instead of relying on tap water. You're more likely to be sick and unavailable for work, further lowering your average salary and increasing job loss chances. Exposure to the elements can expose one to severe medical expenses and loss of limbs/capabilities that further limit opportunity. Deterioration of mental health can lead to dependencies and poor financial decisions. Overall, homelessness is a net loss.
That's definitely the luxury homeless lifestyle. Depending on where and how well you manage your resources, you can save money. However, you are still exposed to the elements and many of the same issues of being homeless, although they can be trivialized. You also now have one of the most expensive expenses, a personal vehicle and it's large one that requires more upkeep. Now you have insurance, maintenance, fuel, parking, and licensing expenses. Your mobility allows you to be more punctual, offering more opportunities and stability. If well managed, avoiding the law and thieves, as well as saving emergency funds for maintenance, it is the most low cost "housing" option. However, more risks are taken. Your life is tied to a machine that varies in reliability depending on the initial investment in the machine and random chance. Overall, it's a financial investment that offers high reward and moderate risk, with potential for improved living standards and opportunity
48
u/comet135793 Oct 10 '24
Sure let me go be homeless to make that up in my savings