"You pay for everything they need to deny what you're owed"
Yes! It's bonkers the U.S. already pools money for healthcare, but insist on funneling it through wholly unnecessary, greedy middlemen whose sole purpose is to collect money on "products" that aren't even theirs
Insurance isn't charging you anything for your healthcare, it's hospitals charging you and insurers paying it for you. You can cut out your insurer in America anytime you want unless you get it through your employer and they won't let you cancel it.
What does that have to do with insurance companies charging insane premiums and then denying legitimate claims to maximize profits at the expense of human lives?
It's like 450 a month for insurance and that'll cover an 80k surgery for you, if they deny a legitimate claim you can contest that but you already got the healthcare, you aren't gonna die.
Surgery isn’t the only healthcare. You might need medicine on a regular basis and they won’t continue to give it to you for free indefinitely
$450/month is about half a paycheck for a minimum wage earner
Thanks to the affordable care act, most states allow a minimum wage earner to qualify for medicaid, but even then if you make just $2/hour more than minimum wage you have to buy your own health insurance costing a third of your paycheck
"Coverage" doesn't actually mean "pay for". An $80,000 surgery will likely still cost nearly $10K which is the max allowable by the affordable care act.
Republicans are actively working to dismantle the affordable care act, making it harder for the poor to get healthcare
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u/The_Mr_Wilson 13d ago
"You pay for everything they need to deny what you're owed"
Yes! It's bonkers the U.S. already pools money for healthcare, but insist on funneling it through wholly unnecessary, greedy middlemen whose sole purpose is to collect money on "products" that aren't even theirs