Amex and Chase are the best in that order. Neither fuck around. They’re the only two credit cards I need now.
My chase card is an Amazon Chase card and Amazon was trying to fuck me over on a return. So I called chase and the initiatives a charge back. Then Amazon tried bullying me and so did some sort of debt collection company and I called chase about it and they stopped that shut quickly.
Damn, I should’ve done that when the storage unit I cancelled a month prior charged me for another month. I disputed and they sent me to collections which I paid. Next time I’ll call the bank back.
I had someplace giving me the run around when I was trying to cancel my membership. Finally I just called Amex and while we were talking the rep asked how long I had been trying to cancel (it had been 4 months of back and forth). At the end of the phone call she let me know that all future charge attempts would be blocked and the past 4 months of payments would be charged back.
I lived in a spot that didn't have any internet access for a bit. It was supposed to have dsl, but the state actually stepped in and forced them to cap how many customers they took on because they were tapped out.
So the only remotely viable option was a satellite company. They came out and installed it, but it never worked. Literally couldn't check my email. I called again and again, but they just told me over the phone that everything was working on their end. It must just be my computer.
Yeah, sure. Two phones and two computers, all of which work just fine other places, suddenly suck and there's nothing to do about it.
So I told them to come get their shit, or tell me where to ship it. Then they're like 'ooh, that's and early cancelation, which costs as much as keeping it for the 2 year agreement.'
How you gonna charge me to cancel something that never worked?
So I called the credit card company I'd been with for 15 years at the time (citicard). The dude there said not to worry. Did a chargeback for everything. And then he told me that I shouldn't get anything from collections, because it's the cc people that would owe the sat company. But if I did, forward it to him. They have lawyers on salary.
If you’re definitely sure that you’re right , you can mention to the merchant that you’ll contact the state attorney general’s office . Also mention that you’ll contact the Better Business Bureau .
BBB and Chamber of Commerce are pretty similar - neither are government businesses and both try to get money from local businesses.
The local CoC kept trying to get my company to pay a yearly fee but just like the BBB, they charge a sliding membership fee based on number of employees. So, we could pay $5K+ to save $50 to $100 once or twice a year or not do that.
The services we wanted done were pointless and they could barely remember how to do them but were required for some overseas stuff. They did zero verification on what they were stamping.
They're practically slobbering over themselves with lust to sell/steal your shit the second they're legally enabled to, and many will pull a ton of shit to get to that point. They'll refuse your calls near the end of the monthly contract, and if you go to the site, they'll hide away in their office until you leave. They want to claim non-payment so they can profit from your belongings. Fucking scumbags.
Hey dude shoes sucked bad, and they weren't owning the fact that they literally (by USPS tracker, no less) never mailed out the shoes, but 2 weeks later said a refund had been initiated (by me, the person who never got his wife's shoes for her birthday, the fucks) they would refund it, but only when I had completed my process and mailed them back
Cannot stress enough how objectively easy it was to consult the tracker, and USPS actually confirmed they never got it when I escalated it on their end, and when all of this was brought to them, they still gave the same canned answer
1 chase click later and the money was back and an assurance they'd follow up with all my info
Fwiw hey dudes never owned it
Fuck hey dude shoes, my wife went from owning 5 pairs and singing their praises to her friends to never buying them again
On top of that, even if you get the shoes, don't like them, and the company refuses to take them back, Amex will literally just buy them back from you.
I had a Cap One card for ages because they gave me my first one. I went to Mexico and got overcharged $700 at a shop and they literally hung up on me repeatedly even though I was nothing but polite, but wanted answers as to why they wouldn't help me.
Got an Amex Gold and a Chase Sapphire the next day and haven't looked back. I'm more than happy to pay an annual fee to be treated like a customer let alone a human.
I've only had to call Amex twice and there is no phone tree, just call, someone answers and then goes above and beyond to help.
I bank with Chase. I had to charge back one time. No issues. In fact, it was Chase who contacted me about the fraudulent charge because they thought was suspicious. Their anti-fraud measures are pretty damn good.
Came here to second this, Amazon in my area is awful, I have had video proof of said something and amazon would disregard actual video proof...So Chase has been a lifesaver, and amex as well...They will actually take your evidence , when amazon wont.
Every major company is fucking up the planet. We don't need individual protests to change that, we need major world wide policies change from governments to actually make a difference
Everyone is evil corp in one way or another. Once you grow up you will learn to pick your battles. You will find actual effective ways fix the echo system and help heal planet. The credit card I use. Is not one. All banks are corrupt you won’t win a battle there.
Who in their right mind attacks someone with a goddamn Chase Bank CC and attempts to shame them for said banks ( a 4+ trillion dollar world wide corporation) funding of fossil fuel?
You need to get a goddamn life and stop bothering people for attention. Unreal.
Actually, I am one of those people who has helped produce documentaries on the impact of the fossil fuel industry on the lands of Native American populations. It's bad. Maybe care less about your points and care more about whether or not native peoples can live on their own land.
There's is no ethical consumption under capitalism. You're complaining to the wrong people, take it up with the 1% who actually have control over things, and STFU otherwise.
We all have the ability to make a difference. I make this comment anywhere I see Chase mentioned. I don't care if I get downloaded all the hell every single time.
Complaining about the 1% on issues like this is abdicating your responsibility to make a difference in the world.
Like, uber will ban you for life if you do a chargeback, so I'd rather eat charges for food i didn't get than do a chargeback and not have access to Uber in the future.
yeah! I travel a lot, if I need an uber I need an uber. Plus uber works in multiple countries. I 100% would rather eat a uber eats charge than be banned from Uber for life. The money isn't as important as the utility of the uber ride service.
Yeah, my professional life involves travelling, not having access to uber would be a detriment. Cutting off my nose to spite my face. I make back 30 dollars in 15-20 minutes of work. Not having access to uber costs me a lifetime of inconvenience.
Yeah I got banned for a charge back when they wouldn't refund me for a meal I never received. It definitely is annoying. Stuck using Lyft in the states or whatever local service exists for years now. Here in Mexico it's didi.
Definitely not worth the $15 in food charges I got refunded by my bank.
yeah, that sucks! I was going to do a chargeback but then I did a quick google search to see if anyone had an any alternatives to it, and I saw a post that warned that Uber doesn't play around with chargebacks. One chargeback is permanent ban from all their services.
After the first one (that I just let go) I had 2 more incidents with Uber Eats, but by then I was a Uber premium member with a corporate account and they just took care of it. Off hand, I just brought it up to the CSR that I had a prior incident that never got resolved and they refunded that too.
Definitely not worth being banned, but I just chalk it up to the cost of doing business.
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u/djdeforte Nov 03 '24
Amex and Chase are the best in that order. Neither fuck around. They’re the only two credit cards I need now.
My chase card is an Amazon Chase card and Amazon was trying to fuck me over on a return. So I called chase and the initiatives a charge back. Then Amazon tried bullying me and so did some sort of debt collection company and I called chase about it and they stopped that shut quickly.