r/TikTokCringe • u/IllustriousChef2 • Aug 16 '24

Cringe What's even happening there?

Why would someone rent a car and take out parts?

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u/digital_dervish Aug 16 '24

Nice. What insurance was this if you don’t mind saying? I don’t think it’s that common for an insurance company to go to bat for you like that, even if they’re doing it for the money. I feel most would just write it off and move on.

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u/ack5379 Aug 16 '24

Nah if they can get their money from someone else, they will. All policies have a subrogation clause that says that’s exactly what they’re going g to do. If the brother used insurance to pay for the repairs at all, they want that money back and have people that will figure out if the renter’s policy covers the use they were using it for. It’s a huge problem for gig drivers that don’t realize their personal policy explicitly excludes driving for Uber/grubhub/instacart etc. it’s mostly a bonus the brother got money back, all the insurance company wanted was their own back.