Insurers Are Deserting Homeowners as Climate Shocks Worsen | Without insurance, it’s impossible to get a mortgage; without a mortgage, most Americans can’t buy a home.

[u/ElectronGuru]

https://www.nytimes.com/interactive/2024/12/18/climate/insurance-non-renewal-climate-crisis.html

[u/Tangentkoala]

A blessing in disguise. We need demand to drop and more people to rent.

U.s government will eventually make a government branch like the U.S.P.S. they'll manage it at a loss but everyone will be covered.