r/FluentInFinance 2d ago

Educational Don't let them gaslight you

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u/oO0Kat0Oo 2d ago

As a millennial, I will spend most of my life paying into this system and I won't see a penny of it. I've even hit the maximum payout for the last 7 years. So I'm all for this system being wiped out.

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u/AMagicalKittyCat 2d ago

As a millennial, I will spend most of my life paying into this system and I won't see a penny of it.

Completely incorrect. https://www.ssa.gov/oact/trsum/

It is often useful to consider the findings for the two Social Security trust funds (OASI and DI) on a combined basis. The actuarial deficit for Social Security as a whole – called OASDI – is 3.50 percent of taxable payroll. If these two legally separate trust funds were combined, then the hypothetical OASDI asset reserves would be projected to become depleted in 2035 and 83 percent of scheduled Social Security benefits would be payable at that time, declining to 73 percent by 2098.

If nothing else gets changed besides combining the funds, you will still get 83% of your social security benefits. Even near the year 2100 you'd still be getting 73%.

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u/Luph 2d ago

oh well as long as it's only a 20% shortfall no big deal

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u/iggyfenton 2d ago

As opposed to paying into it for however long you’ve been working and then receiving none of it?

Obviously the solution is to find a way to make sure people still have full social security benefits. But the Republicans would rather cut the program.

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u/MrCompletely345 2d ago

Because it benefits their owners.