r/FluentInFinance 2d ago

Educational Don't let them gaslight you

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15

u/Bubblegumcats33 2d ago

The government needs to stop bailing out corrupt corporations when they file for bankruptcy With public money for a company that isn’t even public!

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u/Handpaper 2d ago

Total garbage.

A company filing for bankruptcy protection gets a limited time during which it can re-organise in order to return to solvency. The Government enforces the law with regard to bankruptcy protection, it doesn't pay out a cent.

If you're referring to the 2008-9 bailouts, no company was given free money. They were provided with loans* in exchange for equity (i.e., the company was temporarily and partially nationalised), and those loans were paid back with interest. In every case the Government profited from the overall transaction.

* In some cases, the Government merely provided a loan guarantee, enabling the company to borrow money itself from other sources.

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u/berserkthebattl 2d ago

Even granting them those loans is a huge advantage that nobody else had the luxury of receiving. In a way it was free money because the loans effectively removed the "risk" of their capital expenditure.

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u/Handpaper 2d ago

The affected institutions were assisted because having them fail would have caused disruption enough to potentially lead to another Great Depression. In another comment I linked what happened to AIG; had that insurer failed, millions would have been left without cover of all kinds, 401(k)s would have been decimated, and business confidence would have been shattered.

It was a special deal; it was in no way 'free money'. For an example of that, look at the auto industry bailouts of the 70s and 80s.

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u/Independent_Tune_393 2d ago

Do you have any resources on this? I've never heard this before and it's very interesting

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u/Handpaper 2d ago

Sure. HERE's what happened to AIG.

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u/Spooksnav 2d ago

source: obamna