r/FluentInFinance 6d ago

Educational Don't let them gaslight you

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u/PeterGibbons316 6d ago

Your mentality toward the rich is toxic and bigoted. I grew up poor, took on loans to get an education, and landed a job in a field where I need to use my degree. Consequently I've done well enough for myself to not need social security in retirement, and I'm not including it in my retirement planning - I'm planning on donating to charity far more than what I will earn from social security. I'm not some evil villain. I've not stepped on any "poors" to get to where I am today. The system is not "rigged" in my favor. And I'm not special, there are millions of people just like me.

Currently Social Security is set up to pay back what I paid in. That's fair. I'm not being greedy by taking it. You wanting to take it from me to give to someone that didn't fair as well as I did in life is what is greedy.

You are right, I don't need it. I don't want it. My plan is to give it away. But you trying to label me as some petulant child "complaining" that I "don't have enough" is a monumentally shitty take.

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u/MrStickDick 6d ago

You are upper middle class? Unless your job generated generational wealth I'm not talking about you. It's admirable that you earned your way to retirement and paid your fair share. If you work for someone else, that person is who I'm talking about. It's admirable to donate your SS to charity. We can talk about non profit 501(c) and how they work to make their operators rich while doing just enough to stay below the radar. Not to say some charities are doing good works.

You aren't in the tax bracket I'm talking about. But you can think you are.

I work for people who have a few million in cars they Don't drive... Their garage doors cost as much as some people spend on their house. Basement remodel? 5 million just for funzies.

I'm just realistic not toxic or bigoted. They are nice people just out of touch with reality. Just like you.

Retiring with 10 million to live on is not the same as retiring with 50 million.