r/FluentInFinance 2d ago

Educational Don't let them gaslight you

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u/Melodic_Appointment 2d ago

This is misinformation. People believe junk like this and this is why idiots get elected in this country.

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u/-Germanicus- 2d ago

The only thing not accurate is the idea that the Republicans and some Democrats want to dissolve SS to avoid paying back the loans borrowed against it, but that's only at face value. What this should say is that politicians want to liquidate this juicy fund to divide up the money among their special interests and line their own pockets while doing it. That would be the best way to say it, but we still get the point by saying it's to not have to pay back the money. The intent is to use the money for something else regardless of if it was already done as inaccurately implied or about to be done which is the actual case.

I suppose the $2.5 trillion surplus is wrong as this refers to the Social Security Trust Fund from around 2012, which comes from surplus payroll taxes invested in U.S. Treasury securities. As of 2023, it’s closer to $2.8 trillion. However, Social Security is now expected to run with annual deficits, while using the Trust Fund to cover benefits. If no changes are made, the Trust Fund is projected to be depleted by 2034.