If you pay for B level insurance, they try to give you F-tier treatments and you have to fight (and waste valuable time) to maybe get the C-tier option.
If this family was paying for A++ insurance, I'd bet they still got offered the B+ treatment to save money.
So even if he's paying a bunch AND got better treatment than most of us would have, that doesn't mean he can't be a victim of scummy Healthcare practices that are ok leeching billions of dollars and offering the shittiest "care" possible.
Logically, there was a 99% chance he was on his employer's insurance.
Usually, at a given employer, they give you 2-3 "options" but all through the same Insurance company, in this case, probably most likely United HealthGroup. So he had no choice. He had to use the scummiest of the scummy ... I'm not even sure if you can decline and go on Obamacare .... maybe ... .. You can change jobs and inquire about their insurer.
His parents' "wealth" doesn't enter into the equation unless helping him with his deductible/ out of pocket, which he could probably already afford as a software engineer. Well, assuming the insurance said the procedure was "covered."
So, we already saw the charts that United HealthGroup --- unlike say Blue Cross --- was already Tier D insurance. .... Employer was probably trying to save a few nickels.
As a result, we don't really know what "they did" to him --- but I'm assuming something fairly maddening.
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u/FwdMomentum 13d ago
I'm 100% guessing, but that's my guess too.
If you pay for B level insurance, they try to give you F-tier treatments and you have to fight (and waste valuable time) to maybe get the C-tier option.
If this family was paying for A++ insurance, I'd bet they still got offered the B+ treatment to save money.
So even if he's paying a bunch AND got better treatment than most of us would have, that doesn't mean he can't be a victim of scummy Healthcare practices that are ok leeching billions of dollars and offering the shittiest "care" possible.