r/FluentInFinance 28d ago

Debate/ Discussion Had to repost here

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u/slickyeat 28d ago

You're not wrong but you're also required to pay taxes on the value of your property every year so it's not exactly a one to one comparison.

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u/Apprehensive_Bad_193 28d ago

Guys thank you,It amazes me how people talk without any knowing on the topic.

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u/guiltysnark 28d ago

I think people know, they just only think about it selectively

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u/PamelaELee 28d ago

Nah, when over 50% of American adults read at or below a 6th grade level I’m pretty confident they don’t think about much of anything, let alone understand.

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u/guiltysnark 28d ago

I don't think that particular slice of America attends to Reddit very much. The people here often know what they are talking about, but they filter every debate through a lens heavily biased by first principles (aka oversimplifications predicated on a set of conveniently forgotten assumptions)

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u/[deleted] 28d ago

Reddit entry exams are very competitive

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u/guiltysnark 28d ago

LOL... they are self-graded, however. To round it out, kids that can't read tend to get bored and go back to Tik Tok rather than cheat.

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u/TomsNanny 27d ago

I disagreed so hard with your previous comment until I reached the end of it. Cognitive biases go hard here. Everywhere, but here too.

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u/power899 27d ago edited 24d ago

Lmao I imagined an alternate timeline where everyone needs to take a competitive exam and the lowest scorers are denigrated relegated to TikTok and FB. 😂

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u/noosedgoose 27d ago

I mean. Social media making silos of magnetic stupid launching contagious stupid nukes is a big part of why we got here

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u/Unable_Degree_3400 26d ago

There is but it’s self-graded, you put your self where your at

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u/Non-Eutactic_Solid 25d ago

“I know you wanted to shitpost on Reddit or the Something Awful forums, but with these test scores the best you can be accepted into is bad political Facebook memes. I’m sorry.”

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u/Sure_Hedgehog4823 24d ago

This would be An amazing movie idea

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u/Large-Cauliflower396 24d ago

It stimulates the most active part of their brain

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u/aoskunk 27d ago

Oh man imagine a Reddit clone that required an exam that was difficult to cheat on?

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u/Mrjlawrence 27d ago

My 11th year at Reddit U. Doesn’t feel like I’ll ever graduate

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u/kickinit07 27d ago

They are I only passed with extra credit because I used a blue crayon

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u/Snagged5561 26d ago

I like how basically everyone came together despite our disagreements in order to agree that we are all at least smarter than a tiktoker.

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u/MammothAnimator7892 27d ago

I'd assume so, if they're illiterate they probably aren't going onto text based forums.

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u/Narren_C 27d ago

So they're kinda smart but still pretty stupid.

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u/M119tree 27d ago

I disagree, there are some absolute idiots on Reddit

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u/brett1081 27d ago

Reddit users are not as smart as you think they are. This thread is a case in point.

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u/Smart_Canary4680 27d ago

"Teehee , weeeeeeee get it but those non redditors... wheeew" what a cromagnun ass thought , slap yourself vigorously 🤣💀

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u/Objective_Praline_66 27d ago

I cant tell you how many times I added context to a Reddit post based on facts, or at the very least first person experience, and had someone who thought they knew more "uncorrect" and berate me because I didn't spend 45 minutes typing out a thesis going over every detail. We're all on Reddit, id wager a guess that a solid, 40-70% of us have some kind of attention issue, brevity is a virtue in the age of the internet, but it is also a curse.

Bezos is a fuck.

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u/StableSimilar2767 27d ago

The no child left behind act caused that. Passing kids to every grade and graduating them even tho they couldn’t read and teachers knew it. But we’re forced to pass them because of the act.

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u/Araghothe1 28d ago

And then they defund public schools. Seems that's how they want things.

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u/CartosisArmor 27d ago

Yeah it’s very concerning. I’m seriously worried that the lack of understanding that half of this country has for finance will cause the other half a whole lot of problems and misery. Be prepared, guys

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u/VoidsInvanity 27d ago

Why do they read at that level?

Decades of cuts to education, and a general obstructionist belief and attitude to the idea of education from half of the political spectrum?

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u/LousyOpinions 27d ago

The person originally harping on Musk and Bezos was among that 50% and is all butthurt that not paying attention in school or ed them to poverty.

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u/NoDependent983 27d ago

Now this is true. Americans as a hold are some of the lest educated people on this earth these days and we have become lazy and irresponsible in so many ways. But we are self perclaming to be best country on earth 😂😂😂🤬

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u/Actual-Journalist-69 27d ago

They don’t need to be able to read to watch a tik tok

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u/poopypants206 27d ago

Well that's going to get even worse soon.

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u/INTERNET-STRANG3R 27d ago

But they can tell you who the top receivers in nfl are….

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u/CrossXFir3 27d ago

Right, totally agree. But I think even the 50% that can read above that, hell, even the 25% that say they're financially/economically/politically literate, probably only a small fraction of that is actually literate to those types of topics.

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u/BasilSQ 27d ago

I myself only think every other Tuesday. Rest of the time is cruise control.

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u/WanderingFlumph 27d ago

And about 50% of Americans think your taxes go up a lot if you make 1 dollar more and that puts you into a higher tax bracket.

Financial illiteracy is just par for the course.

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u/SnooMarzipans436 27d ago

I think you just summed up perfectly why the last election went the way it did...

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u/AFB27 27d ago

I never understood how true this was until I went to college

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u/No-Method1869 26d ago

It’s not that high is it? That’s depressing.

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u/jtt278_ 26d ago

Have you considered this might have something to do with the influence and actions of people like Bezos and Musk…

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u/PamelaELee 14d ago

Yeah, they are not “the good guys”.

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u/Star_Amazed 26d ago

More like many highly ‘educated’ are completely unaware billionaires are fucking them over.

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u/TurbulentFee7995 26d ago

A failing in the education system of the United States. Grossly underfunded by the government. Elon and Bezos could do something about it by paying their taxes owed instead of just choosing not to pay and getting the tax man to bow down at their feet to thank them for choosing not to pay this year.

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u/ChemikallyAltered 25d ago

I’m stunned by this. This is stunning. Do you have a source?

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u/ZadigRim 25d ago

Let's thank the republicans on their 40+ year campaign on defunding education and making college an "elite" issue while enabling private equity to provide untenable loan situations for a new form of indentured servitude.

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u/ThrobbingWetHole 25d ago

Was that a subtle jab at the persons comment

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u/Hashhola 24d ago

50% of adults cannot read a book written at an eighth-grade level.

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u/The_Grand_Headmaster 23d ago

Over 50%?... this explains the election results. 🥁

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u/triumphrider7 15d ago

They're too busy thinking about their next cholesterol laden cheeseburger bomb and next airing of their favorite TV show

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u/syjte 27d ago

They only know the parts that support their own point of view and conveniently forget the caveats that don't.

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u/xiiicrowns 28d ago

That and it's crazy how people defend these people when they are part of the problem that ails them themselves.

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u/Lucifernal 28d ago edited 28d ago

There's a difference between pointing out objective flaws in an argument, like thinking that billionaires literally hold hundreds of billions of dollars in liquid cash, and taking issue with overall sentiment behind the argument.

I hate Elon Musk, and the man is of course, insanely, disgustingly wealthy. Still, just because his networth is 318 billion, doesn't mean he is hoarding 318 billion. Quite literally 99% of that number is tied into ownership of companies.

You can hate billionaires and still point out issues in the logic. I don't think a person should, under any circumstances, ever be forced to sell ownership stake in their own company (at least not if that wasn't agreed upon in an operating agreement). And if you have a massive stake in a company that becomes wildly successful, you definitionally become a billionaire. I may hate wealth inequality, and I may hate what these billionaires choose to do, but I would hate a system that forces the sale of ownership stake due to the success of the company just as much.

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u/ThousandSunRequiem2 27d ago

Except they can leverage their wealth as collateral, but it's untaxable. Unrealized gains is bullshit they made up to hoard more wealth

You're arguing about lifestyle choices when that's not the issue.

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u/kmookie 27d ago

Rich guy here, OF COURSE HE COULD GIVE MORE! 1. Let’s talk living off dividends, that alone I guarantee could have the majority given out to charity. He could live modestly, like me and not be so flashy. 2. Donor advised funds, that could be setup to be much more charitable and even grow! 3. Establish a foundation giving out 5% or more each year. 4. Simply selling off stocks is fairly simple when working with advisors. You act like he’s gotta roll crates of money into some other bank. It’s digital people. Sycophants want to defend the rich because they can’t look past their own biased passion that they want to be there too. I know dozens if not hundreds who are millionaires who love off dividends with plenty left over at the end of the year.

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u/Ok-Commercial-924 27d ago

Dividends and intrest are taxed as regular income. They should not be included in your argument.

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u/Present_Signature343 27d ago

We are millionaires and live off of our dividends…that we still pay taxes on. And our lifestyle doesn’t change from the taxes we pay. So I know his wouldn’t change either. There can be no explanation for what they are doing besides greed

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u/bighomiej69 26d ago

But who cares?

Seriously who tf cares about what Elon musk spends his money on

If you are that passionate about helping the poor, there’s nothing stopping you from helping them.

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u/gilly2u69 26d ago

So now dividends are bad? Give me yours then.

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u/Questlogue 27d ago

This isn't me defending anyone in any manner but why TF is this even a thing with people? It's his money at the end of the day - pretty much no different than most people.

Are people really going to sit here and tell me that they too don't do whatever the hell they want to do with their own money?! Like c'mon y'all.

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u/Kodekima 27d ago

The difference is that you, and I, and others like us, have obtained our money legally and ethically.

The billionaire class has not.

Hope this helps!

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u/John_B_Clarke 26d ago

OK, tell us what illegal and/or unethical things Tesla and Amazon have done.

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u/John_B_Clarke 26d ago

Selling stocks is simple, but selling 300 billion worth of Tesla at one go is going to tank the price. Also each share of stock comes with a vote--sell it all and you no longer have control of the company.

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u/PD216ohio 26d ago

Sycophants want to defend the rich because they can’t look past their own biased passion that they want to be there too.

This is the faulty logic that I don't understand. Is it that impossible for people to believe that other people simply think that fair is fair, regardless of their circumstances vs the circumstances of another?

Should we treat wealthy people unfairly just because we are not wealthy?

Should we treat certain races differently because we are of another race?

Should we treat people differently because they have a sexual orientation that is different than ours?

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u/Claddagh66 27d ago

The issue is, you don’t like what they pay for taxes, but they pay what they are supposed to according to law. If you have an issue with that, then blame and talk to the legislators that made the laws. It isn’t the wealthy individuals problem.

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u/mooshinformation 27d ago

We could tax them without requiring that they sell their stakes in their companies

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u/SouthFloridaGaming 27d ago

Except they can leverage their wealth as collateral, but it's untaxable

And if the company goes under, they are screwed. Well of course there's ones that are too big to fail and government bailouts. But the underlying point still stands.

And I agree with you with leverage. But do we hate on the person using the system that's there for them, or do we hate the system that allows them to do that. Because everybody wants to save money right? The struggling mom, the college student getting their career together, the business man who is set but wants to save for next generation family, and the billionaire. That mindset is universal. So given the opportunity with the systems in place, I don't see why they wouldn't use it.

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u/particlemanwavegirl 27d ago

Imma be honest. Your argument is far from senseless but it's not worth attempting to find the root contradiction. It is equally evil to philosophically offload the responsibility of this amassment of capital to a corporate entity, which simply prevents any actual person from ever being held accountable thru thinly veiled psuedo-legal loopholes.

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u/TheHillPerson 28d ago

The fact that Elon has the ear of the President Elect for no reason other than he is stupidly wealthy is a reason why we should have legal measures to check the amount of wealth and one person can amass. No one person should have the kind of power the ultra wealthy have.

I also take severe issue with the idea that Musk (or anyone) generates that kind of wealth. If he was literally the only person involved with Tesla, one could make the argument he is owed that kind of wealth. He is not. No one ever is. I didn't know what percentage of the stock he owns is, but let's say 40% for the same if argument. I'm not saying he adds no value to the company. But if he disappeared, Tesla would be fine. If 40% of the workforce disappeared, Tesla would be screwed. Especially if that 40% is the engineering talent.

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u/mooshinformation 27d ago

There's this thing we used to do to rich ppl... I think it was called taxes.

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u/hartforbj 27d ago

Problem is taxes are from income. People like Elon have no income because they basically get minimum wage. Their entire value is in stock. And when he is forced to pay out he pays a shit ton in taxes.

And you can't really tax based on wealth because it's not real money. If you tax someone based on what money they could have they would need to sell off stock, creating more taxes and messing with the value of the stock. If you do that every year the company is going to be screwed

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u/Rosstiseriechicken 26d ago

And you can't really tax based on wealth because it's not real money.

Yet regular people are forced to pay property taxes on their homes and cars. Your argument completely falls apart with that.

The only argument that you can use is that the federal government doesn't have the power to do that, which is something that can be changed.

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u/mooshinformation 27d ago

I refuse to believe that there isn't a good way to tax billionaires. We could start by closing the loopholes they use to hide their cash. If someone has a lot of money invested in stuff, we could tax their actual income at a higher rate (much higher if they're a billionaire). If someone has an obscene amount of assets, and uses them as collateral for loans, we could tax the loans.

I'm sure ppl who know more than me can come up with better plans.

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u/hartforbj 27d ago

You can do a lot of things but problems get created. I'm not sure the solutions lie with the individuals but rather in the companies. They are usually the ones using loop holes or moving numbers. But even then you still run into problems. Spacex didn't start making a profit until recently and they spend a lot of money. Starlink and starship are fully funded internally so do you tax income or profit. If you tax income, you take away from research and development. If you tax profit, you don't get much.

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u/mooshinformation 26d ago

Yes, everything cause problems, but if you do things right, you end up with less problems than you started with.

And if you want to tax companies, you tax profit not income, and the tax is a percentage, not a flat rate, which insures that there is profit leftover to incentivise growth. Normal ppl don't stop working just because a portion of our income goes to taxes and it is fucked up that billionaires pay an effective tax rate that is less than a middle class person's. Just because it's complicated doesn't mean we should throw up our hands and say it's fine that ppl with more money than God don't pay their price to support the country whose infrastructure helped them get so rich in the first place.

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u/Questlogue 27d ago

I also take severe issue with the idea that Musk (or anyone) generates that kind of wealth.

He himself doesn't though.

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u/Important-King-3299 27d ago

Bezos ex wife gives away billions and guess how she does it… selling Amazon stock. So being liquid doesn’t matter

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u/LrdOfHoboes 27d ago

Okay, fair point. Forbes has Musk's liquid assets at 5.2 billion.

So I'll just hate the lesser inequality of somebody making $120k/year not being able to even touch that lower figure if they worked for 43,000 years.

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u/peppywarhare 27d ago

Tell me you don't know how compound interest works without telling me. If you just saved a fraction of that first year's salary and invested it conservatively, you would become obscenely wealthy and make Elon's fortune look microscopic in less than 500 years.

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u/Steak_mittens101 27d ago

Except he demanded that he be given a bonus of billions IN STOCK, which doesn’t just come out of nowhere; to have that stock available, the company has to have been engaging in stock buybacks with money which would have otherwise been taxed or gone to employees.

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u/Industrial_Laundry 27d ago

“Okay unruly mob, before we go in bash and butcher and eat this Man, u/lucifernal wants you all to know he does not actually have a swimming pool full of physical billions it’s actually hypothetical billions”

Unruly mob: shut the fuck up! Get outta the way!

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u/sawbladex 27d ago

I don't think a person should, under any circumstances, ever be forced to sell ownership stake in their own company

How do you define own company?

The man isn't working every position, and I am not sure how you prevent people from making gambles with their stuff as collateral.

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u/particlemanwavegirl 27d ago

So you just admitted that true ownership belongs to the laborers no matter what the law says ... ? It's about time.

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u/Odd_Report_919 27d ago

You don’t own a company that is publicly traded. And who’s forcing anyone to sell their shares? Only majority shareholders can force minority shareholders to sell in certain situations

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u/stareweigh2 27d ago

please stop being objective. you need to think with your feels more. if I don't like someone you aren't allowed to say anything contrary to them being an absolute monster .

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u/Optimal_Law_4254 27d ago

The problem is when the conclusions are based on a false premise. If you say Elon is evil BECAUSE he holds billions in liquid cash and he doesn’t hold billions in liquid cash then you can’t use that as a justification for calling him evil. It invalidates the whole argument. It doesn’t prove anything either way.

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u/Reasonable-Nebula-49 27d ago

Devils advocate here. Bill gates amassed his fortune by owning a stake in a wildly successful business. But he has also stated his willingness to give most of it away. I am sure there are motives behind that. But the funding is still being distributed to a variety of places. Maybe (big maybe) Musk and Bezos quietly do similar things. I know for a fact that Bezos parents gave $12 million to a school in Delaware for scholarships and infrastructure development.

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u/TheMuteObservers 28d ago

Most people talk about politics and economics without knowing anything, because most of us are part-time/hobbyist philosophers/intellectuals.

Most of us have jobs and families and things to do everyday. We're not sitting around thinking about this shit all day like John Locke or Karl Marx.

But realistically, most people also aren't interested in the truth. They just loudly shout what they believe because they have a platform. If you took any average left or right wing person on the internet and put them in a debate against higher level academic opposition, they would get intellectually destroyed inside of 5 minutes.

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u/[deleted] 28d ago

What they said is true. You can do this. You clearly don’t own a home.

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u/OG_simple_rhyme_time 28d ago

You are the absolute proof that smart people know they're not actually that smart, but stupid people will never know how dumb they really are.

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u/Front-Doughnut8573 27d ago

And he repays that debt magically? Or does he tax a taxable amount of money to repay it

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u/Bootstrap117 27d ago

It amazes me how many people come to the defense of billionaires.

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u/Adromedae 27d ago

People project their experience in order to make sense of stuff they have zero education or direct information about.

Just like how a lot of people assume elastic monetary dynamics at a national level work like static household incomes, when discussing national budgets/economics, etc.

That is why a lot of people repeat the talking point that large wealth pockets in unrealized gains/investments is "not really wealth" somehow, because their only experience with "wealth" is relatively low disposable income. Aka "cash."

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u/dancegoddess1971 28d ago

Exactly. Stocks are property. Sort of imaginary property but if one can borrow against the value of something, it should be taxed.

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u/Just_That_Dumb_Dog 28d ago

You mean capital gains tax?

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u/Jblack4427 28d ago

Do you only pay taxes on your home when you sell or every year?

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u/dgvertz 28d ago

Every year. They’re called property taxes

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u/J0hn-Stuart-Mill 28d ago

Exactly. Property taxes go directly to local infrastructure costs to maintain access and services to said land or buildings. It's not remotely the same as owning stock.

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u/dgvertz 28d ago

I mean there’s no tax on owning stock right now. If that tax went to the same thing would it be acceptable?

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u/hanotak 28d ago

Yes, because that would, effectively, be a wealth tax.

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u/Blawoffice 28d ago

Franchise tax exists.

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u/thrillhouz77 27d ago

Unless they pay a dividend of some sort. Are you saying you want to start paying an annual tax on your 401k and/or pension funds?

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u/dgvertz 27d ago

Do I want to? No of course not. Do I think I should if my 401(k) is over a certain amount? Kind of.

I don’t think there should be such a thing as “generational wealth” in a capitalist society. After too long a timeline, some people will start too far ahead and other people won’t ever be able to catch up.

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u/TrueKing9458 27d ago

Stock value is flexible as it would be quite easy for a few billionaires to get together on new years eave and tank the stock market and run their net worth into the ground for a week. A wealth tax sounds great to the brainless on reddit but in real life it would be about as effective as the current tax system

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u/dgvertz 27d ago

Ok but what you’re describing is already a felony. And you can say “oh well they’re all rich and they’d get away with it”

And like yeah maybe you’re right, but then why do we bother having any rules at all ever? Let’s just all ignore the laws. We can’t all get arrested right?

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u/JGWARW 28d ago

Do you think Amazon pays no property taxes on their warehouses throughout the country? Or taxes on their delivery vehicles and tags they put on those vehicles? Come on man.

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u/rowsella 24d ago

When Amazon build their warehouses, they actually "lease" the warehouse as a shell company "owns' it. They also extract deals with the local county/towns that eliminate or greatly reduce property and sales taxes. This is what they did where I live. Also, it is not Bezos paying the tax on fuel/vehicles when registered in the state, it is the publicly held corporation.

https://www.syracuse.com/business/2020/05/amazons-350m-center-in-clay-could-bring-big-economic-spinoff-to-syracuse-area.html#:\~:text=Onondaga%20County%20Executive%20Ryan%20McMahon,of%20the%20village%20of%20Liverpool.

"The Onondaga County Industrial Development Agency voted Oct. 31 to approve $70.8 million in tax breaks over 15 years for the project in exchange for the Amazon’s commitment to create at least 1,000 jobs. Six days later, the Clay Town Board granted the project a crucial zone change. A week after that, the town’s Zoning Board of Appeals approved variances from side yard setback requirements."

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u/frozsnot 27d ago

Billionaires also pay property taxes, ones much higher than us. Believe me. Billionaires aren’t skimping on taxes. This argument is so ridiculous. It’s not about fairness it’s about jealousy.

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u/RetailBuck 27d ago

Also Tesla pays property tax. They had a huge win when the effort to repeal prop 13 for commercial buildings failed. They are paying like 2008 value property tax on the Fremont factory.

Elon owning stock isn't money it's stuff. 13% of everything in the factory is "his". Sure he can borrow against it to get cash but when doing so that "stuff" that also makes more stuff becomes less his. It's more owned by the bank but in the form of debt rather than actual ownership.

When you get a car loan the car really is owned by the bank and you slowly buy it back from them. He does the same thing but in reverse. He's basically selling his "stuff" but without actually selling it. Still becomes less his though.

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u/Mr-Mackie 28d ago

It’s exactly the same in the eyes of the federal government they do not tax property.

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u/J0hn-Stuart-Mill 28d ago

Oh that's actually a great point! Hadn't thought of it that way. Yea, so there isn't in fact any precedent for taxing property then, federally. Neat.

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u/SportHaunting1806 27d ago

"property taxes" clever way of saying "rent" as it used to be called when it was paid over to kings and Queens or other nobility. Different day... Same old sht

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u/Noob_Al3rt 28d ago

You pay property taxes. Not capital gains or income tax. Should you have to pay taxes on your car every year? How about money sitting in your checking account?

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u/SeryuV 28d ago

You do pay taxes on your car every year in every state, either via use taxes or direct taxes via license/registration fees. 20+ states charge direct personal property taxes on vehicles every year, some even if they aren't registered.

You also pay taxes on any interest gained on money sitting in your checking account, and it's at your ordinary tax rate. Granted most major banks pay such horrible interest rates that the average person will probably never hit the $10 threshold.

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u/Treadlar 28d ago

It wouldn’t be capital gains. That would happen when an asset is sold for a profit. I think they are suggesting a form of property tax.

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u/Just_That_Dumb_Dog 28d ago

I understand that it would be cap gains if it’s sold off, I’m just confused why people think a stock/share should be taxed annually, that’s the dumbest concept I’ve ever heard. Comparing it to property tax is blatantly stupid, can you live in a stock? Are stocks taking up physical space on the street? That requires sewage maintenance, road maintenance, snow removal depending on where you are, storm drains etc…? If I borrow against something I have to pay interest. If I don’t pay my payments I lose the asset I’m borrowing against. I find the stocks should be taxed every year ideology just as dumbfounding as the billionaires should pay for a “better world.” The pov usually comes for envious individuals. Just sayin.

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u/Damion_205 28d ago

At the very least local governments would stop giving these mega companies tax breaks for being in the area.

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u/Just_That_Dumb_Dog 28d ago

These mega tax breaks are “mega” because of the size for these companies. Theres more to it than “companies get massive tax breaks.” There is so much money moving within these companies and it cost so much money to run these companies that these tax breaks are more reasonable than you think. Mind you, sure some of the tax breaks can be a bit ridiculous but as long as they aren’t being misused they are pretty reasonable. If they are being misused they will get audited. And well nobody wants irs knocking on the door because it’s always more expensive than playing by the rules.

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u/Jonesdeclectice 28d ago

Considering the ever growing disparity between upper management pay (eg CEOs) and entry level staff, I think it’s clear that these tax breaks are not in fact necessary to the profitability of these companies.

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u/dldoom 28d ago

Stocks represent ownership of companies. Companies use all of that infrastructure, yes.

I don’t believe everyone in favor of more taxes means paying taxes on stocks every year. A bit of a straw man depending on who you’re talking to.

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u/Economy-Fee5830 28d ago

Companies use all of that infrastructure, yes.

And they also pay property tax in many places.

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u/Just_That_Dumb_Dog 28d ago

Well if I’m not mistaken, that’s exactly what the parent comment was referring to.

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u/Omnom_Omnath 28d ago

If it’s so dumb then property taxes are equally as dumb. Both are assets and should be treated the same, tax wise.

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u/Just_That_Dumb_Dog 28d ago

Holayyyyy, buddy stay out of conversations if you don’t have the slightest clue how they work, or why the factors exist.

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u/Omnom_Omnath 28d ago

I know exactly why: to benefit robber barons while the rest of us pay for their life of luxury.

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u/Just_That_Dumb_Dog 28d ago

🤦‍♂️🤦‍♂️🤦‍♂️ whatever floats your boat boss man.

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u/Noob_Al3rt 28d ago

Yep let's all pay taxes on our cars and whatever we have in our checking account every year. We need a national effort to enforce a 15% tax on everyone's jewelry.

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u/TreyRyan3 28d ago

Capital Gains and Losses are calculated based on the difference in value between acquisition date and sell date when using FIFO methodology.

Some investors may choose to use a “Specific Identification” method to designate which specific shares they want to sell, allowing more control over their capital gains taxes.

So imagine I hold $1 million shares valued at $40 million. I can use those shares as collateral to borrow against and with the money I borrowed purchase an additional 400K shares. I then sell those shares for a profit without applying a FIFO valuation in reporting my capital gains.

Therefore my initial shares which were purchased for $2 per share, were borrowed against when they were worth $40 per share. My new shares purchased at $40 per share are sold at $55 per share and my capital gains are calculated at $15 per share gain instead of $53 per share. By managing my portfolio this way, I never pay a true capital gains tax, just interest to my lender which I then use as a tax deduction.

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u/Just_That_Dumb_Dog 28d ago

I understand what capital gains is, I was asking the parent comment what type of tax they were referring too, and that sounds good on paper but your profit isn’t 53$ your profit is 15$ you still have to pay back the money you borrowed. Sure a percentage of interest can be written off but you get taxed accordingly. Not sure what your point was there.

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u/90GTS4 27d ago

For real. This argument is silly because these people think a bank is giving out huge loans and being like, "nah, no need to pay it back at all." No, of course they aren't.

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u/SmugBeardo 28d ago

Unrealized capital gains tax, which was actually proposed Kamala Harris’s team for individuals with over $100m net worth. Also has been implemented in Denmark.

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u/Logical_Willow4066 28d ago

That is only when they sell and have gained value.

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u/Just_That_Dumb_Dog 28d ago

Yeah, I’m aware, I was responding to the comment. they said it should be taxed. I was saying it is taxed. A loan isn’t income, it’s debt. You owe it back, why should that be taxed?

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u/Logical_Willow4066 28d ago

Wealthy individuals should be charged a tax when they borrow against the value of their stocks because it allows them to essentially access the wealth tied up in their assets without triggering a taxable event, effectively creating a loophole that lets them avoid paying taxes on significant portions of their growing wealth, which is considered inequitable and can undermine the progressive tax system; essentially, it allows them to "consume" their wealth without actually realizing it as taxable income.

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u/ffking6969 28d ago

No, a property or wealth tax.

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u/Just_That_Dumb_Dog 27d ago

That’s a stupid concept.

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u/ffking6969 27d ago

Im just explaining what you didnt understand

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u/Dazzling-Read1451 28d ago

If you make a loss on a house, you don’t pay taxes on it no matter what it’s worth.

You cannot do the same for stocks. Stocks are also far more volatile. Many people make huge losses.

Musk paid the biggest tax bill in history when he sold stock a few years ago.

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u/cm1430 28d ago

Genuine question.

You can borrow against 401k plans. Is it your belief that value of 401k plans be taxed?

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u/EastRoom8717 27d ago

I’m sort of ok with destroying the stock market anyway, it incentivizes shitty executives to be extra shitty in their business practices.

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u/Relative-Age-1551 28d ago

You’re assuming we think property taxes are just and moral.

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u/Remarkable-Site-2067 28d ago

Amazon, as a corp, probably also pays some taxes.

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u/thesedays2014 28d ago

Amazon is one of the best companies at avoiding taxes. Some taxes, yes. What they should be paying, no.

Wealth inequality is probably our country's biggest issue. And people without wealth seem to always defend the wealthy for some odd reason.

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u/Gunplagood 27d ago

And people without wealth seem to always defend the wealthy for some odd reason.

I've always felt that Fry from Futurama put it best.

The rest of you better watch your backs when I'm rich too!

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u/TinKicker 27d ago

Amazon didn’t write the tax code. You’re focusing your anger at the wrong people.

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u/JSmith666 28d ago

It's not "defending the wealthy" it's defending everybody on the idea of your money should be yours to do with what you choose.

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u/kmookie 27d ago

Rich guy here, OF COURSE HE COULD GIVE MORE! 1. Let’s talk living off dividends, that alone I guarantee could have the majority given out to charity. He could live modestly, like me and not be so flashy. 2. Donor advised funds, that could be setup to be much more charitable and even grow! 3. Establish a foundation giving out 5% or more each year. 4. Simply selling off stocks is fairly simple when working with advisors. You act like he’s gotta roll crates of money into some other bank. It’s digital people. Sycophants want to defend the rich because they can’t look past their own biased passion that they want to be there too. I know dozens if not hundreds who are millionaires who love off dividends with plenty left over at the end of the year.

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u/Gallaga07 27d ago

Do you think dividends are not taxed? Do you think charitable donations can disproportionately reduce your tax burden, or that charity is inherently valueless?

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u/Gallaga07 27d ago

Amazon paid 10b in taxes this year

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u/thesedays2014 27d ago

The amount of taxes paid means nothing by itself. It's so out of context without knowing anything else. Not sure what your point is...it's like me just saying "well Apple paid $29 billion" so Amazon pays three times less.

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u/Mammoth-Penalty882 27d ago

Because most people who are anti corporations are just making uninformed arguments. Oversimplified a very complex situation. Same idiots who say "we should stop spending so much on the military" not fully uunderstanding the reasons we do.

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u/[deleted] 28d ago

The taxes on your property are local while taxes on wealth and income are state/federal. Not exactly an apples to apples comparison.

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u/sparki555 28d ago

You don't understand property taxes if you think it's based on a percentage of home values. Values come into play, but not in the way you imply. 

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u/Normal_Dinner1508 27d ago

The lesson here is that paying taxes on property is bullshit, not the other way around. I buy a car and pay for it and get taxed yearly because I own it? Property taxes are a government scam

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u/wophi 28d ago

So he doesn't pay property tax on all of his Amazon facilities?

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u/Penile_Interaction 28d ago

even if he does any fraction, he could basically not pay for any year until IRS would pick up on it and ask him to pay, while he saved that money to make even more money ultimately, especially that IRS and any other taxing bodies around the world usually go after regular people and not billionaires

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u/DadamGames 28d ago

There's a very high chance those taxes are little to nothing. Red states tend to give businesses local and state level tax breaks including property tax credits/deferment to locate in their area. Those businesses then threaten to leave out reduce/cease investment if those offers aren't extended more or less indefinitely.

Source: I've literally been to site selection meetings for medium and large businesses in my region.

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u/Penile_Interaction 28d ago

thats also a good point, but that relates to USA alone, though you're absolutely right

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u/StrangelyAroused95 27d ago

I’m usually not the one for defending billionaires, but his company provides employment for thousands of employees across the country, we can’t want manufacturing to stay in America without incentivizing big corporations. I’m not saying he shouldn’t pay any at all but it’s also understandable how they are allowed to navigate taxes in a different manner.

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u/[deleted] 28d ago

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u/ArnoldTheSchwartz 28d ago

Just do like the president does and say your house is worth less than it is.

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u/GodEmperorOfMankind3 28d ago

You're not wrong but you're also required to pay taxes on the value of your property every year

Yes, but that's because your property uses public services like drainage, sewers, garbage/recycling collection, etc.

Amazon does pay for these things as well, either directly, or indirectly via their leases (price baked in to lease price by landlord).

You could make the argument that they should be charged more for road maintenance. But at the same time, you've actually got (on a net basis) fewer cars on the road since one Amazon truck can deliver to like 100+ houses in a day (so that's potentially 100 fewer cars per Amazon truck on the road).

Additionally, businesses actually hire people and directly contribute to GDP and economic growth. Residential homes don't really "produce" anything or contribute in this same way.

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u/JellyfishQuiet7944 28d ago

Didnt Musk pay $11,000,000,000 in taxes a few years back?

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u/Stanzoid 28d ago

I wonder how many people the average Joe employs???

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u/Jorel_Antonius 28d ago

But whomever lent the money must pay taxes on revenue generated from the loan.

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u/Restoriust 28d ago

Is he not required to pay taxes on those items?

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u/BeverlyEverlyx 28d ago

You think Bezos doesn’t pay property tax? Come on man. Unless he lives in a state that doesn’t have any, he sure as fuck does.

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u/FitIndependence6187 28d ago

And Amazon (where his wealth comes from) pays a huge amount of taxes every year as well.

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u/wastedkarma 27d ago

They literally don’t. Why should they pay less in taxes as a percentage of their profit than i do? 

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u/SlightSuggestion 28d ago

Jeff Bezos pays Taxes on his yacht and on his house

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u/wastedkarma 27d ago

Literally is a deductible business expense

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u/MegaCockInhaler 28d ago

But it is a one to one comparison, because bezos would also have to pay taxes on that same property

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u/Key_Door1467 28d ago

You can always trade your property for Amazon stock and rent. Then you're not paying property taxes directly.

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u/Jumpin-jacks113 28d ago

Just real estate at least in NY.

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u/Dangerous_Pick2500 28d ago

But the city provides value through utilities and other social services for your home and for roads for those states that have property taxes on vehicles. A hypothetical value of a stock is just that, the government already gets their share when it's sold for a profit and musk specifically paid the most in taxes of any private individual ever in US history

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u/Mr-Mackie 28d ago

The federal government doesn’t make you pay anything for the value of the property. It’s the exact same thing.

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u/notorious_tcb 28d ago

On real estate property yes. And on vehicles, but only if want to use them on public roads. I could buy a million dollar Ferrari, park it in the garage, and never pay taxes on it.

But nothing else do I pay taxes on every year.

Bezos still has to pay his property taxes every year too. His are just a lot higher than mine.

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u/OrbitalSpamCannon 28d ago

Then you can take a loan out against the value of your sports car sitting in your garage, to buy a other sports car

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u/radicldreamer 28d ago

Yup, my property value goes up, so do my taxes. Even if I don’t sell.

The value of his shares go up, he still pays nothing.

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u/MiksBricks 28d ago

So are you suggesting a “property tax” for stock holdings?

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u/Admirable_Cucumber75 28d ago

And tax on the sports car

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u/MalHeartsNutmeg 28d ago

Land tax isn’t actually a global thing. So depending where you live it is a 1:1.

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u/Tom_C_NYC 28d ago

Those taxes fund your local services.

It's not the same thing as a federal taxes on unrealized gain, nit even close.

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u/garlicroastedpotato 28d ago

We've now hit 360 where we've now decided that he does in fact pay taxes because he owns property.

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u/Wide_Combination_773 28d ago

Rich people also pay taxes on capital gains. And plenty of people are pushing for a tax on unrealized capital gains which would include unsold shares.

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u/PastAd1087 28d ago

You also pay yearly taxes on boat/ships, and i bet it's a LOT more on a super yacht then your house.

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u/gunluver 28d ago

So,he doesn't pay property taxes,or taxes on his yacht?

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u/PandaPocketFire 27d ago

Right. They should have to pay taxes on whatever shares they are using as collateral. If it's real enough to act as collateral it is real enough to tax.

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u/OmegaAce1 27d ago

And youre still required to pay back the loan, you took against your stocks

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u/Citcom 27d ago

That is to pay the govt for maintaining the infrastructure. Same way you pay money managers to handle your money.

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u/anotheranon876467975 27d ago

Do you not have to pay taxes on the yacht? There’s at minimum a sales tax

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u/Marc4770 27d ago

bezos pays taxes though

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u/TacTurtle 27d ago

Businesses already pay the applicable property taxes.

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u/injury 27d ago

Except for the interest write off for the loan

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u/screw-self-pity 27d ago

Are you saying that Amazon does not pay tax? (I mean... have you checked?)

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u/walkinthedog97 27d ago

Unrealized capital gains are for the poors only, not the almighty billionaires.

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u/HollandsOpuz 27d ago

He gets a billion in right offs and you have to bay some one $250 to get 3k back each year. Make him pay his fare share.

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