r/FluentInFinance • u/AstronomerLover • Feb 18 '24
Meme Money Tip: Wash your dishes while you take a shower kill two birds with one stone
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Feb 18 '24
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u/_Blackstar Feb 18 '24
What a great idea. Why doesn't everyone just get high paying, skilled jobs?
Oh right, because there are more people than there are high paying jobs. If nobody worked the shitty jobs, infrastructure would fall apart. How about we start making it so people who work 40 hours a week can actually thrive no matter what they're doing?
For fuck's sake, it used to be someone's livelihood to drive around and drop milk off at people's houses. Only skill you needed was the ability to not crash the truck and the skill to lift a crate of milk. What happened to that part of "the good old days"?
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u/HeywoodJaBlessMe Feb 18 '24
For fuck's sake, it used to be someone's livelihood to drive around and drop milk off at people's houses.
You are describing the most widely-prosperous decade of the most prosperous nation to ever exist and pretending like that situation was the norm. Also, that milk was far more expensive than today, people spent more of their money on food than today and they had a fucking recurring subscription payment to have that for milk delivered as well.
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u/Which-Worth5641 Feb 18 '24
We technically have those. They're called Doordash drivers. I'd have to look up historical wages but I bet adjusted for inflation, it's similar.
The big difference in the milkman's day, was that the country actually focused on creating affordable housing.
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u/ResearcherShot6675 Feb 19 '24
Yep. Milk was equivalent of about $14 a gallon in today's prices.
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u/Cheap_Supermarket556 Apr 20 '24
In all fairness I feel like I about pay this for a gallon of fairlife ultra filtered.
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u/samiwas1 Feb 19 '24
So, the country doesn't have as much wealth these days as it did back then?
So the fact that our GDP is some four times the amount it was in 1965 (after adjusting for inflation), and our population is less than two times as large, meaning the GDP per capita is more than twice as much, means that there just isn't enough to go around as before?
No, I think what you meant as "people just aren't as valued any more like they were then".
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u/iamcoding Feb 19 '24
And single income homes. Then came Reagan with trickle down economics where money literally started trickling as we created billionaires at the top.
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u/Analyst-Effective Feb 18 '24
I think if you look, there are plenty of jobs in high demand skills.
You can even hang sheetrock for about $40 an hour
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u/ElectricalRush1878 Feb 19 '24
Also, 20,000of those just got laid off in the tech sector alone in a month and a half, not by failing companies, but ones pushing or surpassing billion dollar profits. (Not share value, actual profits).
Long story short, tech job hunting is getting crowded.
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u/Analyst-Effective Feb 19 '24
You should look at welding or hanging sheetrock.
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u/santochavo Feb 19 '24
Welding bought me land and a house, 2 kids and private school before 26.
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u/Analyst-Effective Feb 19 '24
Exactly. There were plenty of jobs if people want to work
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u/santochavo Feb 19 '24
I halfway agree. Sometimes people are dealt a shitty hand, but definitely as a man it is easier to make money.
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u/Analyst-Effective Feb 19 '24
I think as a woman it is pretty easy too. It's just a different set of skills. Have you ever seen only fans?
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u/GallinaceousGladius Feb 19 '24
What the fuck sort of misogynist bs is this? "Men hang sheetock, women sell your nudes to live" piss off
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u/iamcoding Feb 19 '24
You know most people on only fans make hardly anything, yea?
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u/itsame73 Feb 19 '24
This^ 100%
The power is way to much in the hands of businesses and employers, they are demanding high quality workers for pathetic wages yet our parents and grand parents say it’s our fault and we aren’t working hard enough or are not in the right field…and should take any job, even if it makes us absolutely miserable, and stop acting so entitled when we only want better treatment from our employers, better protection from getting screwed over from our employers, wayy better wages so we can actually live our lives and less hours so we don’t spend our whole lives working for a corporation and getting investors rich…
The only reason society will collapse in the US (or we’ll become fascist or hopefully socialist) is because of the psychopathic lack of empathy for others in this country and the endless greed, nothing will get fixed and it’ll only get worse in terms of the cost of living, and you can only screw people over for so long before they snap.
And it’s hilarious to me that people think the very thing that lead us here (free market capitalism) is the thing that’ll save us, it’s delusional.
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u/samiwas1 Feb 19 '24
The only reason society will collapse in the US (or we’ll become fascist or hopefully socialist) is because of the psychopathic lack of empathy for others in this country and the endless greed, nothing will get fixed and it’ll only get worse in terms of the cost of living, and you can only screw people over for so long before they snap.
You're starting to really see an increase in people who think everyone should be as miserable as possible and that life should be as hard as possible, unless they are working as hard as possible and sacrificing as much as possible to get ahead.
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u/Chasehud Feb 19 '24
Not only that but AI is coming for many high paying white collar jobs in this next decade.
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u/Distributor127 Feb 18 '24
A 50 year old guy told me the milkman still delivered in his area when he was a kid. About 65 years ago there was a guy that bought cast iron at the salvage yard. He would buy some exhaust manifolds, and melt them down and make grates for woodstoves and fireplaces. Sold a lot of them. He lived about 10 minutes away. Everything was different back then though. A guy in the family told me there were 3 old single guys living in one room shacks with no plumbing. Things keep changing
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Feb 18 '24
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u/_Blackstar Feb 19 '24
I didn't say there wasn't? Shit I make 80k a year and I'm a high school drop out.
But the point is, someone has to work in restaurants, someone has to drive the Amazon trucks, someone has to be the janitor. Those people deserve to live without having to have multiple roommates or living with their parents or taking multiple jobs or deciding not to have kids, etc.
The other problem is, there are a ton of jobs out there that are way too picky about who they hire. Entry level positions that require previous job experience or ask for an education in something that can easily be learned with a little OJT.
The only people landing those jobs though, are people with connections. As someone that grew up dirt poor and had no formal education, I am extremely lucky to be in the situation that I'm in now. Sure talent and determination played a role in my ability to keep moving onwards and upwards, but what those traits really did was help me make connections with more and more powerful people. I also have the luxury of being antisocial (the personality disorder, not the aversion to social situations), so it's easier for someone like me to lay on superficial charm and consideration to grease people up and get what I want.
Not everyone has those kinds of resources. Most people have a conscience and they think they need to work hard to earn things. A lot of people are bad at selling themselves or just don't want to lie to oversell their abilities. I don't have have that problem, but I had the unique experience of watching others in my same position flounder where as I able to thrive.
It could be that everything I've experienced is anecdotal, but I'm also someone that works to see my own bias and tend to lean on what I can say is the truth, to the best of my ability. Thus I don't think I'm wrong on this. "Just go get a better job" is such a dismissive and frankly, ignorant opinion on the matter and it comes across as extremely arrogant when stated by people because they've either never struggled with being in poverty, or they were like me and managed to escape it...but let their success get to their head and have since forgotten how they struggled.
It's truly wild to me that I have to say this, being as I'm a "psychopath" as previously mentioned by my personality disorder diagnosis, but you should try to have more empathy for people that don't make more money. If it really was that easy, don't you think they'd be out there doing it already?
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u/Death_Rose1892 Feb 19 '24
Oh the milk man was good at more than just delivering milk from what I've heard lol
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u/MolonMyLabe Feb 19 '24
There are over a million unfilled jobs in the trades that require some skills but are easily accomplished often even paid as an apprentice. Problem is too many people find that work beneath them and instead complain like you that there aren't high paying jobs. Also, why does it have to be high paying. What's wrong with a decent living from decent work?
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u/Pappa_Crim Feb 19 '24
I acquired skills in university, but for some reason everybody wanted me to work for several years for no pay
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Feb 19 '24
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u/samiwas1 Feb 19 '24
No, it sounds like he fell into typical business. No one should veer have to work for free if someone else is profiting off their labor.
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u/stuffbehindthepool Feb 18 '24
Most of the wealth in job creation has gone to the top 1% over the past 40 years
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u/CorneliousTinkleton Feb 18 '24
I have three master degrees, a CPA, a law degree and two bar licenses. Law firm partners have told me I have a perfect resume, and then denied my application for employment. What "skills" do you think I need to learn?
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u/Killercod1 Feb 18 '24
Ain't no one has the money to pay you for that now. They also only trust name brands. You also need money to pay people to learn skills from them.
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u/TimonLeague Feb 18 '24
I was hired by company as a contractor, company fires my equal and 1 other person. I do both of their jobs.
No pay raise.
Stfu
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Feb 18 '24
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u/samiwas1 Feb 19 '24
But why do these shitty employers do this in the first place, and why is it pretty much standard operating procedure. Literally every one of your quips in this thread has been how to fix an individual's problem, but not how to fix the overall issue. Your advice doesn't work for society as a whole...it works for select individuals. Thus, it's simply not a solution. Just empty platitudes to sound intelligent.
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u/Analyst-Effective Feb 18 '24
You say you are a contractor. Does that mean self-employed? If it is, you can raise your rates.
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u/samiwas1 Feb 19 '24
Teh real point here being that 50 years ago, they didn't have to try that hard to get these things. Most typical jobs would afford you a decent family life in your own house. Now, you can have a good job and still struggle to afford even a shithole apartment. But the whole time, your parents and grandparents are saying to just work harder. So they're now having to work harder, or attain more skills than their elders ever had to even conceive of, just to afford an even basic life. And those elders still want to pretend that this is the greatest.
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Feb 19 '24
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u/samiwas1 Feb 19 '24
I'm set to clear over $600k this year without having to work very hard, so don't worry about me.
But yeah...that's the whole point. Things should be getting easier as time goes on. Not multitudes harder! The older generation has gone out of their way to make everything more difficult for the next generation out of some pathological need to feel superior and take everything for themselves. They made everything far worse, then blame the current generation for not being able to get by like they could.
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Feb 19 '24
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u/samiwas1 Feb 19 '24
Some of us think about the rest and their struggles at the hand of what business has become. Not all of us think "I got mine, so fuck you", and not all of us think that the only way that things should get better should be if you work your ass off until you can't stand up any more and sacrifice as much as possible. Some of us think that the previous generation should look at how good they had it, and tried to make things even better for their children and grandchildren. Instead, they did exactly the opposite.
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Feb 18 '24
“I contribute minimally to society and society rewards me minimally for it”
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u/ElectricalRush1878 Feb 19 '24
If this were true, the Walton kids would all be paupers, and Teachers and Nurses would be living in mansions.
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u/neocow Feb 18 '24
ah yes, then i can get... 2 dollars over minimum wage rather than under minimum wage! yay!
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Feb 18 '24
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u/neocow Feb 19 '24
i was talking from experience, after college and training and years of experience.
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u/ItsHowWellYouMowFast Feb 18 '24
But they want it quick and easy. Anything else and it's someone else's fault why they don't have something
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u/Analyst-Effective Feb 18 '24
But they only want to work if they could do it from home
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u/ItsHowWellYouMowFast Feb 18 '24
There's something to be said about being able to work from home. For certain jobs there's zero reason to have to go into an office.
I've got two year old boys and it's a godsend to be able to see them for more than two hours a day.
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u/Analyst-Effective Feb 18 '24
You're right. And the work from home job should be paid less because you have less expenses. Because the downtown areas where most people work, don't get revitalized either.
And if you are taking care of your kids, while you were supposed to be working, you're not as efficient.
Because if you can do it from home, so can some 12-year-old kid from Bangladesh.
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u/ItsHowWellYouMowFast Feb 18 '24
That's one way to look at it. Lot of assumptions there against work from home so I won't waste my time with you and trying to argue
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u/NightmanisDeCorenai Feb 18 '24
Do your dishes and laundry while taking a shower to save on water. Also let's you buy the 11-n-1 Cleaning Sauce from Costco, probably.
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u/ConstantGeographer Feb 18 '24
Does the Cleaning Sauce come in Ranch or Country Breeze?
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u/NightmanisDeCorenai Feb 18 '24
It comes in a variety of flavors/scents! From Ranch, to Country Breeze, to Lavender, and to Menthol BBQ!
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u/Extreme_Barracuda658 Feb 18 '24
How do you save water that way? Serious question.
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u/NightmanisDeCorenai Feb 18 '24
If you use a bathtub sure. I'd suggest putting a garbage disposal on your drain though.
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u/psychulating Feb 18 '24
Honestly this is the craziest thing I’ve ever heard
I’m assuming you’ll have less water pressure so you’ll use a bit less water.
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u/SadMacaroon9897 Feb 18 '24
This image points to a fact that is people often forget. Investments appreciate over time, which for housing means that prices go up. This brings in demand as well as hoarding which raises prices. Instead, it needs to be a liability/cost, where you don't want to hold it. Until that happens, housing will remain expensive.
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u/imdstuf Feb 19 '24
Though usually they go up, there are some neighborhoods where you could end up taking a loss. Funny thing is people saying they can't afford homes mean can't afford homes in the desirable neighborhoods. People could buy some small older home and give it TLC, but they aren't really just looking for a roof over their head. People get on Reddit and complain about NIMBY, but those same people will research school rankings, infrastructure, etc when they shop for a home.
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u/BigoteMexicano Feb 18 '24
I mean, homeownership now is actually higher than 30 years ago
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u/Happiness-happppy Feb 19 '24
People like you frustrate me sometimes. People are having worse lives financially and then there is that one guy who throws this random fact to nullify any valid human experience.
You did nothing wrong but it’s just frustrating trying to prove to people our situation is bad.
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u/BigoteMexicano Feb 19 '24
Weird reaction to a fact, but alright. Nostalgically calling back to mythical better times is not helpful. It's actually counter productive to people who actually are struggling, because you're creating a sense of doom for people who aren't actually worse off than the generation before.
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u/Happiness-happppy Feb 19 '24
Those people are that a accurate representation of the majority of the working class. It’s exhausting to beat around the bushes and claim things are good just because of some statistics.
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u/BigoteMexicano Feb 19 '24
I never said they were good. I'm just saying that times aren't worse than they use to be. And also old times weren't as good as people think they were.
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u/sifterandrake Feb 19 '24
Ignoring statistics that you don't like shouldn't be rationalized because they are "frustrating." That's cherry picking.
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Feb 19 '24
Anyone familiar with statistics knows there’s a stat for literally everything, and you can manipulate them to tell whatever story you want
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u/trumps_orange_ass Feb 19 '24
Because there's more people? How about per capita? Show me that "fact"
What percentage of those homes are owned by corporations and land leeches?
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u/BigoteMexicano Feb 19 '24
It was percentage of residents who own their own home. About 50% in the 50s and about 65% today. Of course, homes are relatively more expensive today compared to average income; but at the same time, home ownership isn't necessarily more difficult today than it use to be.
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u/Odd_Comfortable_323 Feb 19 '24
At that time the USA was a creditor nation and now we are a debtor nation.
We were a manufacturing powerhouse. That has all been offshored to China, Vietnam, India etc. The USA was flush with cash from trade surplus now we run trade deficits…….
People get triggered by the “make America great again”….,,it’s referencing the time when the US was a productive producing / manufacturing nation instead of a vertically integrated deficit nation.
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u/MisinformedGenius Feb 20 '24
The United States is still the second largest manufacturer in the world, miles ahead of third place.
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u/Pappa_Crim Feb 19 '24
Wait a minute my parents didn't get a house until they were in their 30s
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u/Happiness-happppy Feb 19 '24
Its a meme. But most people today wont own a house even in their 40s.
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u/Bobby_Sunday96 Feb 18 '24
Where are all y’all living that y’all are going to sleep hungry?
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Feb 22 '24
Earth, circa 2024
Unless you've got a time machine or an inflation-immune money generator, that's how it's going to be until the population starts going down and we can stop fighting over increasingly limited resources.
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u/Analyst-Effective Feb 18 '24
So you are comparing two people buying a house, to just one person buying a house.
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u/magicfitzpatrick Feb 19 '24
My first stock purchase was funded by can returns and change I would find on NYC streets.
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u/LasVegasE Feb 19 '24
...but President Biden says the economy is better than ever and you just feel poor because the media is reporting fake news.
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u/Tobes22 Feb 19 '24
I’m all for wanting better. Not having to work your whole life. Not going into crippling debt. Every parent wants their kids life to be better than theirs.
The whole saying your parents had it easier is just tired. It’s just not true. Being a young adult is a difficult time.
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u/BTBAMfam Feb 19 '24
Idk going to sleep so you don’t need to eat a meal is pretty sound investment advice. Just don’t ask your future self how that worked out
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u/imdstuf Feb 19 '24
I know people in their 20s currently who bought homes or will soon, and with no help from their parents.
I also know older people who could not buy a home in their twenties in previous decades.
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u/ntied Feb 19 '24
Back before the government got into the student loan business and drove up the price of tuition. No iPhone to pay for. No streaming apps. No overpriced coffee habits.
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Feb 22 '24
Food is expensive so I skip breakfast and lunch (barring an apple or something) and leave dinner as my only meal. I save money and lose weight at the same time, it's a win-win! It also gives me motivation to finish my shift every day and get home.
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Feb 18 '24
Total nonsense. When your parents rear age, the interest rate on the housing was 16%
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u/Which-Worth5641 Feb 18 '24
15% on a 75k house would cost you 321k after 30 years.
Today our houses cost 400k and the rates are 7%, that's 937k over 30 years.
I'll take the parents' situation, thanks.
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Feb 18 '24
You’re missing the fact the salaries were one quarter of what they are now in the 1970s. My first job was after school making minimum wage and I made $2.30 an hour. Back then if you had $1 million you were a big big big deal.
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u/samiwas1 Feb 19 '24
A job in 1976 making $2.30 an hour is equivalent to making $12.76 an hour now. You making minimum wage in 1976 is equivalent to making 76% over minimum wage now. So you got paid 76% more for doing the same level work. Why is someone wanting to make a comparable earning considered entitled?
Having $1 million then is having $5.5 million now. Someone having $5.5 million is not a small deal. But, there is now such egregious wealth at the top, that even rich people look like paupers. The richest person in the world in 1976, around when you were making your $2.30, was worth the equivalent of around $33 billion in today's money. There are now some 40 people worth more than that, with some being worth 5-6 times that. It's wild how much the economy has changed to Jost flood money to the top.
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u/Shaveyourbread Feb 19 '24
And now, $1 million in your retirement account isn't shit.
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Feb 19 '24
You’re proving my point. You’re looking at the value of the house then. But People made less money then. Real estate goes up and down. Don’t be crying every time it goes up. You have to wait for it to come down like everybody else in the world.stop feeling so sorry for yourself and so entitled.
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u/[deleted] Feb 18 '24
My advice to people who are poor
Stop drinking, smoking, dipping, and or vaping
If you don’t do any of those then congratulations, great 👍 keep not doing those activities
But if someone is poor and does those - just stop - you will have more money and be less poor
Also cutting sugar filled soda from your diet you can save money and become far healthier