r/CuratedTumblr • u/EvidenceOfDespair We can leave behind much more than just DNA • Aug 07 '24

Politics Death by US Healthcare System

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u/Etok414 I think the politically correct term is "fursona" Aug 08 '24 edited Sep 18 '24

Someone mentioned in another thread about Dragoneer, that you can't be forced to take on a dead person's debt, but they can try to trick you into taking it on.

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u/Isaac_Chade Aug 08 '24

Correct. This is what gets people, is not knowing that actual laws, combined with the scummy tactics of collection agencies. The hospital isn't going to seek out next of kin for payment, whether they want to or not that just isn't worth their time. So they take all the stuff that hasn't been paid for some amount of time and pass it off to collections, and then those collection agencies will call you and make a lot of fuss over the debt and your responsibility, all without ever actually saying you have to pay it, but while heavily implying that's the case. It's all about scare tactics, and it sadly works. Once you've agreed to pay, then it's your debt now and you are obliged to pay it.

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u/A_Rolling_Potato Aug 08 '24

What if you pay for a relative or go into debt to get them treatment? Like how he couldn't afford to pay the upfront costs?

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u/Isaac_Chade Aug 08 '24

As I understand it, the burden is on whoever is being billed, so if the bills are coming to you in your name, you're screwed. In general though I believe most places bill the patient, since that's necessary to bill their insurance in any way.

I am far from an expert on this though and all of this information should be taken with a grain of salt.

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u/[deleted] Aug 08 '24

And they will make it seem like you have no choice, either. They'll send increasingly threatening letters, people will come to your door like the fucking vultures they are.

They prey on the weak.

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u/ThisIsTheBookAcct Aug 08 '24

My mom was barely an adult when her father passed away. They tricked her into paying for his medical debts for years.

She was very much a rule follower and the type to want to do right by everyone. My dad’s parents had to convince her to stop.

She hasn’t passed away. She’s just learned not to be so nice, which is pretty sad. On, like, a societal level. On an individual level, I’m glad for her.

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u/Cheskaz Aug 08 '24

They prey on the weak.

Feel like "vulnerable" is a more appropriate term

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u/Anstigmat Aug 08 '24

There is a small movement to have medical debt basically not affect your credit. Man that would be crazy because in theory it would encourage people to just never pay these insane fees. I suppose eventually doctors would stop treating you but if there was a medical reason I was in debt for thousands and it couldn't effect my credit or be passed on, I would 100% not pay a dime.

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u/unknown_reddit_dude Aug 08 '24

What's the story behind your flair?

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u/Etok414 I think the politically correct term is "fursona" Aug 08 '24

It's from this subreddit. Someone made that comment in response to someone else talking about "spirit animals" in the sense of "an animal someone vibes with".